2541 Locust St, Port Huron, MI 48060 Property Records

St. Clair County property record for 2541 Locust St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 957 sqft · built 1957
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2022)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-264-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-264-0015-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2541 LOCUST ST
City	PORT HURON
State	MI
Zip	48060-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 BLK 6 BOTSFORD'S LAPEER AVENUE PLAT
Legal Subdivision	BOTSFORD LAPEER AVE
Legal Block	6
Legal Lot Number	10
Legal Unit	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	623000

Owner

2541 Locust St is owned and occupied by an individual who bought it in May 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2541 LOCUST ST, PORT HURON, MI 48060-4120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
May 3, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE
Feb 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	202211114
Deed Book / Page	5517 / 324
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0005487910
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2541 LOCUST ST, PORT HURON, MI 48060-4120
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 LOCUST ST, PORT HURON, MI 48060-4120

Mortgage

Document Number	0005508969
Date	Apr 8, 2022
Book Page	5508/969
Instrument	2022009232

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 3, 2022
Property Address	2541 LOCUST ST, PORT HURON, MI 48060-4120
Document Number	0005517324
Book / Page	5517 / 324
Map Reference	LB 11 PG 102
Instrument Date	Apr 1, 2022
Instrument	2022011114
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2541 LOCUST ST, 2541, PORT HURON, MI 48060-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 LOCUST ST, PORT HURON, MI 48060-4120

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 15, 2022
Property Address	2541 LOCUST ST, PORT HURON, MI 48060-4120
Document Number	0005487910
Book / Page	5487 / 910
Instrument Date	Feb 17, 2017
Instrument	2022003875
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3776 PARKER RD, FORT GRATIOT, MI 48059-4128

Tax Assessment & Valuation

The 2025 property tax bill for 2541 Locust St was $2,304 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (+11.73%)	$120,000
2025	$2,304.00 (+2.72%) Homeowner's exemption	$53,700
2024	$2,243.00		$107,400
2023		$44,000
2022	$1,077.00		$88,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2541 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2541 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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