2541 Grandy Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 2541 Grandy Ave, Norfolk, VA 23509

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,077 sqft · built 1920
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Mar 2026)
Tax Bill	$2,606 (2026)
Deeds & Mortgages	Aug 2010 Mortgage Apr 2008 Mortgage + 5 more
APN	`38992400`

Property Details

APN / Parcel Number

Primary APN	`38992400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,077 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,598 sqft (0.083 acres)
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2541 GRANDY AVE
City	NORFOLK
State	VA
Zip	23509-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	10 & 10.5FT-12 BLK 19
Legal Subdivision	BALLENTINE PLACE
Legal Block	19
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1003
Census Tract	3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ballentine Place Historic District listed 2003 · 862 contributing resources · NRIS 03000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2541 Grandy Ave is owned and occupied by an individual who bought it in March 2026.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2010	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 4, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATEWIDE INC
Jan 24, 2012	Deed of Trust, Mortgage HOWARD W MARTIN JR ETAL
Jan 7, 2015	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 13, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 28, 2025	Warranty Deed, Transfer · Line of Credit KIAVI FUNDING INC
May 4, 2006	Warranty Deed, Transfer · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Apr 28, 2025 · Amount on File
Deed Document Number	20264735
Prior Transfer Date	Mar 29, 2007
Prior Transfer Doc	0000015079
Record Updated	Oct 29, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100017722
Date	Aug 27, 2010
Instrument	100017722

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	CLEVELAND, OH 44130

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2040

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0080009816
Date	Apr 4, 2008
Instrument	080009816

Lender

Name	STATEWIDE INC
Type	Non-Lending Institution
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 30, 2008

Interest

Rate	5%

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120001463
Date	Jan 24, 2012
Instrument	120001463

Lender

Name	HOWARD W MARTIN JR ETAL
Type	Private Party
Address	1200 BANK OF AMERICA CTR, NORFOLK, VA 23510

Agreement

Amount	Amount on Record

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150000277
Date	Jan 7, 2015
Instrument	150000277

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Mar 13, 2026
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Document Number	0260004735
Map Reference	MB 8 PG 77
Instrument Date	Mar 11, 2026
Instrument	260004735
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309

Mortgage

Document Number	0260004736
Date	Mar 13, 2026
Instrument	260004736

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0260004737
Date	Mar 13, 2026
Instrument	260004737

Lender

Name	FVCBANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 28, 2025
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Document Number	0250007297
Instrument Date	Apr 25, 2025
Instrument	250007297
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 LITTLE BAY AVE, NORFOLK, VA 23503-1310

Mortgage

Document Number	0250007298
Date	Apr 28, 2025
Instrument	250007298

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	May 4, 2006
Property Address	2541 GRANDY AVE, NORFOLK, VA 23509-2309
Document Number	060019114
Map Reference	MB 8 PG 77
Instrument Date	May 2, 2006
Instrument	060019114
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 GRANBY ST, NORFOLK, VA 23517-1423
Investor	Possibly a Property Investor

Mortgage

Document Number	060019115
Date	May 4, 2006
Instrument	060019115

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.8%
Type Change Date	Jun 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.8%
Max Rate At Change	11.3%
Index	6-Month LIBOR
Max Rate	16.8%

Mortgage

Document Number	0060019116
Date	May 4, 2006
Instrument	060019116

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 2541 Grandy Ave was $2,606, up 23.4% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,606.00 (+23.39%)	$208,500 (+29.42%) Land $56,700 Building $151,800	$208,500 (+29.42%) Land $56,700 Building $151,800
2025	$2,112.00	$161,100 Land $51,800 Building $109,300	$161,100 Land $51,800 Building $109,300
2023	$1,836.00	$146,900 Land $51,800 Building $95,100	$146,900 Land $51,800 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2541 Grandy Ave; there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (1991–2019)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2541 Grandy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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