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2541 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2541 Bowen St, Elgin, SC 29045 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,392 sqft
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (Feb 2024)
Tax Bill$818 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jul 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNE334-00-00-023F

Property Details

APN / Parcel Number

Primary APNE334-00-00-023F
Alternative APN
  • 5142

Interior

Stories1 Story
Building Area1,392 sqft Gross Area

Exterior

Exterior MaterialVinyl
Lot Area30,928 sqft (0.71 acres)
PorchPorch
Porch Area80 sqft
Deck Area100 sqft

Location & Zoning

Account Number5142
Street Address2541 BOWEN ST
CityELGIN
StateSC
Zip29045-8953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 2
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract970909

Owner

Source: Kershaw County records · APN E334-00-00-023F

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2541 BOWEN ST, ELGIN, SC 29045-8953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Jul 14, 2020Loan Modification, Mortgage
FAY SVCNG LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2024 · Amount on Record
Deed SaleFeb 01, 2024 · Amount on Record
Prior SaleAug 09, 2004
Deed Document Number2024811
Deed Book / Page5081 / 229
Record UpdatedSep 20, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateFeb 01, 2024
Property Address2541 BOWEN ST, ELGIN, SC 29045-8953
Document Number0002024811
Book / Page5081 / 229
Map ReferenceMB 40 PG 73-B
Instrument DateJan 29, 2024
Instrument2024-811
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$509.60
Amount AccuracyVerified / From Affidavit
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 BOWEN ST, ELGIN, SC 29045-8953

Mortgage

Document Number0002024812
DateFeb 01, 2024
Instrument2024-812
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

Mortgage

Document Number0002024813
DateFeb 01, 2024
Book Page5081/246
Instrument2024-813
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 01, 2029

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKERSHAW SC
Property Address2541 BOWEN ST, ELGIN, SC 29045-8953
Document Number0000010699
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 BOWEN ST ELGIN SC 290458953, ELGIN, SC 29045-8953

Mortgage

Document Number0000010699
DateNov 12, 2020
Book Page004344/000240
Instrument10699
Lender
NameFAY SVCNG LLC
AddressCHICAGO, IL 60605
Agreement
Term480 Months
DueNov 11, 2060

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$818.00 (-50.03%)$196,000 (+69.99%) Land $30,000 Building $166,000$196,000 (+69.99%)
2023$1,637.00 (+106.69%)$115,300 (-) Land $20,000 Building $95,300$115,300 (-)
2022$792.00$115,300 Land $20,000 Building $95,300$115,300 Land $20,000 Building $95,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 14% of South Carolina
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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