25409 Lake Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 25409 Lake Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1987
Lot Size	0.585 acres (25,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Jun 2001)
Tax Bill	$3,906 (2026)
Flood Zone	Zone X (minimal risk)
APN	`76-41956-0000`

Property Details

APN / Parcel Number

Primary APN	`76-41956-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,558 sqft
1st Floor Area	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,500 sqft (0.585 acres)
Lot Dimensions	170 ft deep x 150 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft
Lean-To	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	25409 LAKE RD
City	SAINT CLOUD
State	MN
Zip	56301-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 002 LUVERNE'S ACRE ADDITION SECTION 02 TOWNSHIP 123 RANGE 029 SECTION 02 TOWNSHIP 123 RANGE 029
Legal Range	29W
Legal Township	123
Legal Section	02
Legal Subdivision	LUVERNES ACRE ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ROCKVILLE
Census Block Group	1
Census Block	1015
Census Tract	11306

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25409 LAKE RD, SAINT CLOUD, MN 56301-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2001 · Amount on Record
Deed Sale	Jun 29, 2001 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Rockville City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,906.00 (-13.43%)	$362,600 (-0.06%) Land $57,800 Building $304,800	$362,600 (-0.06%) Land $57,800 Building $304,800
2025		$362,800 (+13.38%) Land $54,200 Building $308,600	$362,800 (+13.38%) Land $54,200 Building $308,600
2023	$4,512.00	$320,000 Land $53,800 Building $266,200	$320,000 Land $53,800 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60