Charlotte County property record for 25405 Panache Ln, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,647 sqft · built 1990 |
| Lot Size | 0.238 acres (10,393 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $166,900 (May 2015) |
| Tax Bill | $2,833 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-08-484-001 |
| Primary APN | 40-23-08-484-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,647 sqft Living Area |
| Gross Area | 3,499 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,393 sqft (0.238 acres) |
| Garage Type | Finished |
| Garage Area | 493 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 359 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004612346 |
|---|---|
| Old Parcel Number | 00952623274505 |
| Street Address | 25405 PANACHE LN |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 023 0707 0011 PUNTA GORDA ISLES SEC23 BLK707 LT 11 783/817 833/1901 890/344 2391/1622 2672/1441 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 707 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20101 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 51 VILLAGE RD, RAYNHAM, MA 02767-1493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | May 22, 2015 · Amount on Record |
| Deed Document Number | 0039750857 |
| Deed Book / Page | 003975 / 000857 |
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 0003573836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 2, 2025 |
| Property Address | 25405 PANACHE LN, PUNTA GORDA, FL 33983-6079 |
| Document Number | 0003573836 |
| Map Reference | MB 12 PG 2 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 3573836 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25405 PANACHE LN, PUNTA GORDA, FL 33983-6079 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 51 VILLAGE RD, RAYNHAM, MA 02767-1493 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25405 PANACHE LN, PUNTA GORDA, FL 33983-6079 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25405 PANACHE LN, PUNTA GORDA, FL 33983-6079 |
| Document Number | 0046360030 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 4636/30 |
| Instrument | 2854831 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25405 PANACHE LN, PUNTA GORDA, FL 33983-6079 |
| Document Number | 0045180004 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25405 PANACHE LN PUNTA GORDA FL 339836079, PUNTA GORDA, FL 33983-6079 |
| Document Number | 0045180004 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 004518/000004 |
| Instrument | 2770182 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,833.00 (-22.06%) Homeowner's exemption | $227,799 (+5.99%) | $346,938 (+2.64%) Land $45,000 Building $301,938 |
| 2023 | $3,635.00 (+7.04%) Homeowner's exemption | $214,931 (+3%) | $338,016 (+10.03%) Land $38,000 Building $300,016 |
| 2022 | $3,396.00 Homeowner's exemption | $208,671 | $307,193 Land $27,200 Building $279,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures