2540 W Iris Ave, Visalia, CA 93277 Property Records

Tulare County property record for 2540 W Iris Ave, Visalia, CA 93277

Property Summary

Property Type	Single Family Home
Details	1,060 sqft · built 1953
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`095-151-016-000`

Property Details

APN / Parcel Number

Primary APN	`095-151-016-000`
Alternative APNs	`095-151-016` `09515116000`

Interior

Building Area	1,060 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	8,184 sqft (0.188 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	095-151-016
Street Address	2540 W IRIS AVE
City	VISALIA
State	CA
Zip	93277-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	ROYAL OAKS HOMES LT 21
Legal Subdivision	ROYAL OAKS HOMES
Legal Lot Number	21
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	4
Census Block	4002
Census Tract	2002

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 5, 2023	Grant Deed, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Sep 27, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 1, 2019	Loan Modification, Mortgage · Conventional with PMI US BK
Mar 23, 2017	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 23, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	202357954
Prior Transfer Date	Aug 13, 2009
Prior Transfer Doc	0000051303
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Recording Date	Jun 9, 2026
Property Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Document Number	0000027777
Instrument Date	Mar 14, 2026
Instrument	202627777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 W IRIS AVE, VISALIA, CA 93277-4254

Mortgage

Document Number	0000027777,
Date	Jun 9, 2026
Instrument	202627777

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Dec 5, 2023
Property Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Document Number	0000057954
Map Reference	MB 21 PG 2
Instrument Date	Nov 8, 2023
Instrument	2023-0057954
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 W IRIS AVE, VISALIA, CA 93277-4254

Mortgage

Document Number	0000057955
Date	Dec 5, 2023
Instrument	2023-0057955

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059795
Date	Sep 27, 2022
Instrument	2022-0059795

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 1, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TULARE CA
Property Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Document Number	0000039075
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 W IRIS AVE VISALIA CA 932774254, VISALIA, CA 93277-4254

Mortgage

Document Number	0000039075
Date	Jul 22, 2019
Instrument	39075

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate	4.75%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Mar 23, 2017
Property Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Document Number	0000016372
Map Reference	MB21 PG2
Instrument Date	Mar 10, 2017
Instrument	2017-0016372
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 W IRIS AVE, VISALIA, CA 93277-4254

Mortgage

Document Number	0000016373
Date	Mar 23, 2017
Instrument	2017-0016373

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TULARE CA
Recording Date	Mar 23, 2017
Property Address	2540 W IRIS AVE, VISALIA, CA 93277-4254
Document Number	0000016371
Instrument Date	Mar 10, 2017
Instrument	16371
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 VINTAGE DR TULARE CA 932748325, TULARE, CA 93274-8325

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,696 (+2%) Land $62,424 Building $187,272
2025	$2,657.00 (+48.52%)	$244,800 (+46.3%) Land $61,200 Building $183,600
2023	$1,789.00 (-20.17%)	$167,327 Land $50,198 Building $117,129
2022	$2,241.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wireless Internet Services Fixed Wireless	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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