Contra Costa County property record for 2540 Talaria Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,784 sqft · built 2014 |
| Lot Size | 0.144 acres (6,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $727,000 (Sep 2021) |
| Tax Bill | $12,264 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2019 Mortgage + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 032-450-042 |
| Primary APN | 032-450-042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 1,442 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Cluster |
| Lot Area | 6,272 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 611 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2540 TALARIA DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-5083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8955 L112 |
| Legal Subdivision | SUBDIVISION 8955 |
| Legal Tract | 8955 |
| Legal Lot Number | 112 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 301000 |
2540 Talaria Dr is owned and occupied by two individuals who bought it in September 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| May 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Sep 30, 2021 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Aug 21, 2018 | Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Aug 21, 2018 | Intrafamily Transfer, Transfer · Second Mortgage (Down Payment) ALAMEDA MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 2021271615 |
| Prior Transfer Date | Aug 17, 2018 |
| Prior Transfer Doc | 0000133542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | PREMIUM TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000181909 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 2017-181909 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065203 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019-065203 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Document Number | 0000094093 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-094093 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 30, 2021 |
| Property Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Document Number | 0000271615 |
| Map Reference | MB 490 PG 31 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-271615 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2226 SERRANO WAY, PITTSBURG, CA 94565-4516 |
| Document Number | 0000271616 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-271616 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 21, 2018 |
| Property Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Document Number | 0000133541 |
| Map Reference | MB 490 PG 31 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 2018-133541 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Document Number | 0000133543 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018-133543 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Number | 0000133544 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018-133544 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 21, 2018 |
| Property Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Document Number | 0000133542 |
| Map Reference | MB 490 PG 31 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 2018-133542 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 TALARIA DR, OAKLEY, CA 94561-5083 |
| Document Number | 0000133545 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018-133545 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2540 Talaria Dr was $12,264.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $691,000 (-) Land $137,820 Building $553,180 | |
| 2025 | $12,264.00 | $691,000 Land $137,820 Building $553,180 |
| 2023 | $12,041.00 (-2.3%) | $690,000 Land $138,000 Building $552,000 |
| 2022 | $12,324.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2540 Talaria Dr in Zone X, where a levee reduces flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (1978–2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2540 Talaria Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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