2540 Stuart St, Denver, CO 80212 Property Records

Denver City property record for 2540 Stuart St, Denver, CO 80212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,110 sqft · built 1941
Lot Size	0.217 acres (9,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,500 (Oct 1998)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Jan 2020 Reverse Mortgage + 1 more
APN	`02311-07-001-000`

Property Details

APN / Parcel Number

Primary APN	`02311-07-001-000`
Alternative APNs	`680331107001` `160912875`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,910 sqft
Basement Area	480 sqft
Finished Basement	200 sqft
Unfinished Basement	280 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Lot Area	9,470 sqft (0.217 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Open Frame Porch
Porch Area	362 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2540 STUART ST
City	DENVER
State	CO
Zip	80212-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-C1
Legal Description	L 1 TO 3 INC BLK 3 LAKESHORE
Legal Subdivision	LAKESHORE
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2002
Census Tract	501

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 STUART ST, DENVER, CO 80212-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 9, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 3, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 1998 · Amount on Record
Deed Sale	Oct 9, 1998 · Amount on Record
Deed Document Number	1998169822
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2540 STUART ST, DENVER, CO 80212-1203
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 STUART ST, DENVER, CO 80212-1203

Mortgage

Document Number	0000110603
Date	Jun 14, 2021
Instrument	2021110603

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.06%
Change Frequency	Annually
Index	1-Year CMT
Margin	2

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2540 STUART ST, DENVER, CO 80212-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003714
Date	Jan 9, 2020
Instrument	2020003714

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2540 STUART ST, DENVER, CO 80212-1203
Document Number	0000003715
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ASCENDANT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 STUART ST DENVER CO 802121203, DENVER, CO 80212-1203

Mortgage

Document Number	0000003715
Date	Jan 9, 2020
Instrument	3715

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,081.00 (+13.24%)	$86,550 (+13.87%) Land $86,480 Building $86,480	$1,227,700 (+3.22%) Land $1,226,700 Building $1,000
2023	$5,370.00 (+54.71%)	$76,010 (+45.7%) Land $75,940 Building $70	$1,189,400 (+58.44%) Land $1,188,400 Building $1,000
2022		$52,170 Land $52,100 Building $70	$750,700 Land $749,700 Building $1,000
2021	$3,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1984–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 918 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry, WiFiHood.

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