Lexington-Fayette Urban County property record for 2540 Spring Valley Loop, Lexington, KY 40511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,346 sqft · built 2001 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (May 2025) |
| Tax Bill | $3,464 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2022 Mortgage + 4 more |
| APN | 38050740 |
| Primary APN | 38050740 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Width | 46 ft Width |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2540 SPRING VALLEY LOOP |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40511-8639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L-348 MASTERSON STATION UNT 8-B SEC 1 LOT 21; BOOK: 2923 PAGE: 289 |
| Legal Subdivision | MASTERSON STATION |
| Legal Lot Number | 21 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 3703 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2308 BARNWELL LN, LEXINGTON, KY 40513-1249 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 29, 2022 | Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
| Sep 5, 2017 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Jan 22, 2018 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Oct 28, 2020 | Deed of Trust, Mortgage HOUSING/URBAN DEV-SEC |
| Aug 19, 2021 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2023 · Amount on Record |
| Deed Document Number | 2025163 |
| Deed Book / Page | 4130 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Dec 15, 2023 |
| Property Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Document Number | DB4050/696 |
| Book / Page | DB 4050 / 696 |
| Map Reference | CAB L SL 348 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 202312150007 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2328 BAILEYS ROW, LEXINGTON, KY 40511-8981 |
| Name | Verified Name |
|---|---|
| Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Document Number | 202312150008 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 202312150008 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000584/261 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 0584/261 |
| Name | UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 008928/622 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 8928/622 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009024/334 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 9024/334 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009812/363 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 9812/363 |
| Name | HOUSING/URBAN DEV-SEC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000176/739 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 0176/739 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount Recorded |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,464.00 (+5.74%) | $275,000 (+3.77%) | $275,000 (+3.77%) |
| 2025 | $3,276.00 (+55.7%) | $265,000 (+55.7%) | $265,000 (+55.7%) |
| 2023 | $2,104.00 | $170,200 | $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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