2540 SE Normand St, Stuart, FL 34997 Property Records

Martin County property record for 2540 SE Normand St, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,664 sqft · built 1970
Lot Size0.215 acres (9,365 sqft)
OwnerCompany Name on Record
Last Sale$185,000 (Jan 2018)
Tax Bill$6,161 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-38-41-006-005-0009.0-0-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-006-005-0009.0-0-0000
Alternative APNs
  • 37-38-41-006-005-00090-0
  • 33353

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units4 Units
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions100 ft deep x 75 ft wide
PorchOpen Concrete/Masonry Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Account Number33353
Street Address2540 SE NORMAND ST
CitySTUART
StateFL
Zip34997-5050
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3B
Legal DescriptionGOLDEN GATE PARK E 1/2 OF LOT 9 & ALL LOT 11 BLK 5
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionGOLDEN GATE
Legal Block5
Legal Lot Number9,11
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1008
Census Tract1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1177 NE KUBIN AVE, JENSEN BEACH, FL 34957-6125
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2018Warranty Deed, Transfer · Conventional with PMI
CAMDEN GROUP LLC
Jan 18, 2018Warranty Deed, Transfer
CAMDEN GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Prior SaleJan 18, 2018 · Amount on Record
Deed Document Number20182674293
Deed Book / Page2970 / 1344
Prior Transfer DateSep 22, 2015
Prior Transfer Doc0028082318
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 18, 2018
Property Address2540 SE NORMAND ST, STUART, FL 34997-5050
Document Number0029701344
Book / Page002970 / 001344
Instrument DateJan 16, 2018
Instrument2674293
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1177 NE KUBIN AVE JENSEN BEACH FL 349576125, JENSEN BEACH, FL 34957-6125

Mortgage

Document Number29701346
DateJan 18, 2018
Book Page002970/001346
Instrument2674294
Lender
NameCAMDEN GROUP LLC
Address5124 SW SPRING ASTER CT, PALM CITY, FL 34990-8533
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueJan 17, 2023
Interest
Rate6.5%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 18, 2018
Property Address2540 SE NORMAND ST, STUART, FL 34997-5050
Document Number0029701332
Book / Page002970 / 001332
Instrument DateJan 16, 2018
Instrument2674291
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1177 NE KUBIN AVE JENSEN BEACH FL 349576125, JENSEN BEACH, FL 34957-6125

Mortgage

Document Number29701334
DateJan 18, 2018
Book Page002970/001334
Instrument2674292
Lender
NameCAMDEN GROUP LLC
Address5124 SW SPRING ASTER CT, PALM CITY, FL 34990-8533
Agreement
AmountAmount Recorded
Term60 Months
DueJan 17, 2023
Interest
Rate6.5%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,161.00 (+4.18%)$271,044 (+21%)$332,640 (+24.57%) Land $80,000 Building $252,640
2024$5,914.00 (+8.04%)
2023$5,474.00 (+10.12%)$224,004 (+1%)$267,040 (+18.42%) Land $65,000 Building $202,040
2022$4,971.00$203,640$225,500 Land $65,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2008)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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