2540 S Terrell, Mesa, AZ 85209 Property Records

Maricopa County property record for 2540 S Terrell, Mesa, AZ 85209

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,523 sqft · built 2000
Lot Size	0.142 acres (6,217 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Jun 2020)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`312-03-230`

Property Details

APN / Parcel Number

Primary APN	`312-03-230`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	6,217 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2540 S TERRELL
City	MESA
State	AZ
Zip	85209-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LESUEUR ESTATES UNIT 1 MCR 477-49
Legal Range	07E
Legal Township	01S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	LESUEUR ESTATES UNIT 1
Legal Lot Number	366
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	422640

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2540 S TERRELL, MESA, AZ 85209-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO
Jun 3, 2020	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	20200479828
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2540 S TERRELL, MESA, AZ 85209-6747
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 S TERRELL, MESA, AZ 85209-6747

Mortgage

Document Number	0000821777
Date	Nov 7, 2022
Instrument	20220821777

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2540 S TERRELL, MESA, AZ 85209-6747
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 S TERRELL, MESA, AZ 85209-6747

Mortgage

Document Number	0000739061
Date	Jul 7, 2021
Instrument	20210739061

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 3, 2020
Property Address	2540 S TERRELL, MESA, AZ 85209-6747
Document Number	0000479828
Map Reference	MB 477 PG 49
Instrument Date	Apr 27, 2020
Instrument	20200479828
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11602 N 85TH ST, 11602, SCOTTSDALE, AZ 85260-5729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 S TERRACERELL, MESA, AZ 85209

Mortgage

Document Number	0000479829
Date	Jun 3, 2020
Instrument	20200479829

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000479830
Date	Jun 3, 2020
Instrument	20200479830

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,300 (-1.76%)	$373,000 (-1.76%) Land $74,600 Building $298,400
2025	$1,256.00 (+3.04%)
2024		$37,970	$379,700 Land $75,900 Building $303,800
2023	$1,219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,032 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: AT&T, CenturyLink, Google Fiber, Verizon.

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