2540 Riverview Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 2540 Riverview Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,182 sqft · built 1989
Lot Size	0.31 acres (13,524 sqft)
Owner	Trust Name on Record
Last Sale	$665,000 (Apr 2022)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3A4-1-223`

Property Details

APN / Parcel Number

Primary APN	`3A4-1-223`
Alternative APN	`20697`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,182 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,524 sqft (0.31 acres)
Porch	Slab
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20697
Street Address	2540 RIVERVIEW DR
City	COLONIAL BEACH
State	VA
Zip	22443-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	RIVERSIDE MEADOWS LOT 223 & 224DB 973 PG 111
Legal Subdivision	RIVERSIDE MDWS
Legal Lot Number	223
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10402

Owner

Source: Westmoreland County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 1, 2023	Intrafamily Transfer, Transfer
Nov 1, 2023	Intrafamily Transfer, Transfer
Apr 1, 2022	Gift Deed, Transfer
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	20223
Deed Book / Page	954 / 195
Last Transfer Date	Oct 20, 2023
Transfer Doc	0973000111
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 9, 2026
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Document Number	1004000843
Book / Page	1004 / 843
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331

Mortgage

Document Number	1004000843,
Date	Jun 9, 2026
Book Page	1004/843

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009730101
Date	Nov 1, 2023
Instrument	09730101

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

Interest

Rate Type	Fixed Rate

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Nov 1, 2023
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Document Number	0009730111
Instrument Date	Oct 20, 2023
Instrument	09730111
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Nov 1, 2023
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Document Number	0009730098
Instrument Date	Oct 20, 2023
Instrument	09730098
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331

April 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 1, 2022
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Document Number	0009540215
Instrument Date	Mar 31, 2022
Instrument	09540215
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, PORT TOBACCO, MD 20677-0129

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 1, 2022
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Document Number	0009540195
Instrument Date	Mar 31, 2022
Instrument	09540195
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331

Mortgage

Document Number	0009540198
Date	Apr 1, 2022
Instrument	09540198

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	2540 RIVERVIEW DR, COLONIAL BEACH, VA 22443-1331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08950619
Date	May 12, 2017
Instrument	08950619

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+4.97%)	$523,000 (-) Land $80,700 Building $442,300	$523,000 (-) Land $80,700 Building $442,300
2023		$523,000 (-) Land $80,700 Building $442,300	$523,000 (-) Land $80,700 Building $442,300
2022	$2,092.00	$523,000 Land $80,700 Building $442,300	$523,000 Land $80,700 Building $442,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Riverview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures