2540 Ridge Rd, Aurora, IL 60504 Property Records

DuPage County property record for 2540 Ridge Rd, Aurora, IL 60504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,524 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$6,687 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-31-405-035`

Property Details

APN / Parcel Number

Primary APN	`07-31-405-035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	836 sqft
2nd Floor Area	688 sqft
Basement Area	836 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	12.6 ft deep x 7.1 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2540 RIDGE RD
City	AURORA
State	IL
Zip	60504-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FOX VALLEY VILLAGES SUB UNIT 6 ALL
Legal Subdivision	FOX VALLEY VILLAGES SUB
Legal Block	1
Legal Lot Number	35
Legal Unit	6
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	3
Census Block	3002
Census Tract	846511

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2540 RIDGE RD, AURORA, IL 60504-6068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Nov 29, 2021	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000171632
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2540 RIDGE RD, AURORA, IL 60504-6068
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052453
Date	May 31, 2022
Instrument	R2022-052453

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 29, 2021
Property Address	2540 RIDGE RD, AURORA, IL 60504-6068
Document Number	0000171632
Map Reference	DOC R78-34899
Instrument Date	Sep 15, 2021
Instrument	R2021-171632
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 RIDGE RD, AURORA, IL 60504-6068

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,687.00 (+37.73%)	$107,797 (+56.45%) Land $31,282 Building $76,515	$323,391 (+56.45%) Land $93,846 Building $229,545
2022	$4,855.00 Homeowner's exemption Senior Citizen's exemption	$68,900 Land $23,260 Building $45,640	$206,700 Land $69,780 Building $136,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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