Kent County property record for 2540 Richards Dr SE, Grand Rapids, MI 49506
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,826 sqft · built 1957 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $373,000 (Sep 2021) |
| Tax Bill | $9,195 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-18-03-180-006 |
| Primary APN | 41-18-03-180-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,826 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 930 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 2,294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2540 RICHARDS DR SE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49506-4763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 609 * PARIS PARK NO. 3 |
| Legal Subdivision | PARIS PARK NO. 3 |
| Legal Lot Number | 609 |
| Jurisdiction | KENT MI |
| Township / Civil Division | EAST GRAND RAPIDS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12500 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 9, 2026 | Intrafamily Transfer, Transfer |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU |
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Sep 7, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on Record |
| Deed Sale | Sep 8, 2021 · Amount on Record |
| Prior Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 202198419 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0000014237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Mar 9, 2026 |
| Property Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Document Number | 0000014237 |
| Map Reference | LB 35 PG 13 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 20260309-0014237 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Name | Verified Name |
|---|---|
| Address | 2540 RICHARDS DR SE, EAST GRAND RAPIDS, MI 49506-4763 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Document Number | 0000017448 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 20230406-0017448 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 8, 2021 |
| Property Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Document Number | 0000098419 |
| Map Reference | LB 35 PG 13 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 20210908-0098419 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,207.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2540 RICHARDS DR SE, 2540, GRAND RAPIDS, MI 49506-4763 |
| Name | Verified Name |
|---|---|
| Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Document Number | 0000098420 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 20210908-0098420 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 7, 2018 |
| Property Address | 2540 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4763 |
| Document Number | 0000070058 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 70058 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,339.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 RICHARDS DR SE EAST GRAND RAPIDS MI 495064763, EAST GRAND RAPIDS, MI 49506-4763 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | East Grand Rapids City |
| Unified School District | East Grand Rapids Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,000 (+9.23%) | $530,000 (+9.23%) | |
| 2025 | $9,195.00 (+10.03%) Homeowner's exemption | $242,600 (+26.82%) | $485,200 (+26.82%) |
| 2024 | $8,357.00 (+4.24%) | ||
| 2023 | $8,017.00 (+11.86%) | $191,300 | $382,600 |
| 2021 | $7,167.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1994–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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