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2540 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2540 Ready Section Rd, Toney, AL 35773

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,554 sqft · built 2008
Lot Size0.539 acres (23,500 sqft)
OwnerIndividual Name on Record
Last Sale$130,900 (Dec 2015)
Tax Bill$716 (2026)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-08-27-0-001-002.033

Property Details

APN / Parcel Number

Primary APN05-08-27-0-001-002.033
Alternative APN
  • 425790

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,500 sqft (0.539 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number425790
Street Address2540 READY SECTION RD
CityTONEY
StateAL
Zip35773-7126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 THE LANDINGS PHASE I PB # 20070216000119050
Legal Range02W
Legal Township01S
Legal Section27
Legal SubdivisionLANDINGS PHASE I
Legal Phase1
Legal Lot Number32
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group2
Census Block2014
Census Tract10405

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2540 READY SECTION RD, TONEY, AL 35773-7126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2015 · Amount on Record
Deed SaleDec 28, 2015 · Amount on Record
Prior SaleMay 28, 2015 · Amount on Record
Deed Document Number2015701280
Record UpdatedOct 29, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON AL
Property Address2540 READY SECTION RD, TONEY, AL 35773-7126
Document Number0000613930
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 READY SECTION RD TONEY AL 357737126, TONEY, AL 35773-7126

Mortgage

Document Number0000613930
DateDec 7, 2017
Instrument613930
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueDec 6, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$716.00 (+0.85%)
2025$710.00 (+4.26%) Homeowner's exemption$21,020 (+3.96%) Land $3,000 Building $18,020$210,100 (+3.91%) Land $30,000 Building $180,100
2023$681.00 (+14.07%) Homeowner's exemption$20,220 (+12.71%) Land $3,000 Building $17,220$202,200 (+12.71%) Land $30,000 Building $172,200
2022$597.00 Homeowner's exemption$17,940 Land $3,000 Building $14,940$179,400 Land $30,000 Building $149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON COUNTY WATER DEPARTMENT
serves 119,100 people · EPA ID AL0000888
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: West Kentucky Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ready Section Rd

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