2540 Pontchartrain Dr, Mobile, AL 36695 Property Records

Mobile County property record for 2540 Pontchartrain Dr, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 1977
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2013)
Tax Bill	$854 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023401013000095`

Property Details

APN / Parcel Number

Primary APN	`R023401013000095`
Alternative APNs	`34 01 01 3 000 095.XXX` `01167347` `1167347`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	1,278 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1167347
Old Parcel Number	R023401013000095
Street Address	2540 PONTCHARTRAIN DR
City	MOBILE
State	AL
Zip	36695-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 TWIN LAKES S/D UNIT I MBK 27 P 5 #SEC 1 T5S R3W #MP34 01 01 3 000
Legal Range	03W
Legal Township	05S
Legal Section	01
Legal Subdivision	TWIN LAKES S/D
Legal Lot Number	25
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1005
Census Tract	6804

Owner

2540 Pontchartrain Dr is owned and occupied by an individual who bought it in August 2013.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	2540 PONTCHARTRAIN DR, MOBILE, AL 36695-3667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2013 · Amount on File
Deed Sale	Aug 29, 2013 · Amount on File
Prior Sale	Aug 27, 2012 · Amount on File
Deed Document Number	2013051986
Deed Book / Page	7068 / 1295
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 13, 2026
Property Address	2540 PONTCHARTRAIN DR, MOBILE, AL 36695-3667
Document Number	0000061425
Instrument Date	Sep 29, 2026
Instrument	202661425
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$18,382.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	5400 DRISKELL FARM RD, GRAND BAY, AL 36541-3012

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2540 PONTCHARTRAIN DR, MOBILE, AL 36695-3667
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004937
Date	Feb 1, 2023
Instrument	2023004937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2540 PONTCHARTRAIN DR, MOBILE, AL 36695-3667
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048613
Date	Jul 28, 2021
Instrument	2021048613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2540 Pontchartrain Dr was $854 with a homeowner's exemption, up 5.2% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$854.00 (+5.17%) Homeowner's exemption	$18,990 (+4.74%) Land $2,500 Building $16,490	$189,900 (+4.74%) Land $25,000 Building $164,900
2024	$812.00 (+11.54%) Homeowner's exemption	$18,130 (+10.68%) Land $2,500 Building $15,630	$181,300 (+10.68%) Land $25,000 Building $156,300
2023	$728.00 Homeowner's exemption	$16,380 Land $2,500 Building $13,880	$163,800 Land $25,000 Building $138,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2540 Pontchartrain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 Pontchartrain Dr is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, Xfinity.

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