2540 Owlcrest Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2540 Owlcrest Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,322 sqft · built 1972
Lot Size	0.584 acres (25,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (May 2012)
Tax Bill	$6,201 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0012-0079-00`

Property Details

APN / Parcel Number

Primary APN	`510-0012-0079-00`
Alternative APN	`0041417`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,322 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	1,272 sqft
2nd Floor Area	1,050 sqft
Basement Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,439 sqft (0.584 acres)
Lot Dimensions	156 ft deep x 47.9 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2540 OWLCREST DR
City	CINCINNATI
State	OH
Zip	45231-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWLCREST DR 47.91 X 156.63 IRR LOT 39 GREENRIDGE SUB BLK D
Legal Subdivision	GREENRIDGE SUB
Legal Block	D
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3000
Census Tract	21508

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 OWLCREST DR, CINCINNATI, OH 45231-1152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 2, 2022	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2012 · Amount on Record
Deed Sale	May 22, 2012 · Amount on Record
Prior Sale	Dec 21, 1994
Deed Document Number	201264494
Deed Book / Page	12023 / 819
Prior Transfer Date	Dec 14, 1994
Prior Transfer Doc	0000203499
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2540 OWLCREST DR, CINCINNATI, OH 45231-1152
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 OWICREST DR, CINCINNATI, OH 45231-1152

Mortgage

Document Number	0000060276
Date	Jun 16, 2022
Book Page	14690/1959
Instrument	2022-0060276

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2022
Property Address	2540 OWLCREST DR, CINCINNATI, OH 45231-1152
Document Number	0000043869
Book / Page	14658 / 1253
Map Reference	MB 16 PG 8&9
Instrument Date	Apr 30, 2022
Instrument	2022-0043869
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 OWLCREST DR, CINCINNATI, OH 45231-1152

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2540 OWLCREST DR, CINCINNATI, OH 45231-1152
Document Number	0000095481
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2540 OWLCREST DR CINCINNATI OH 452311152, CINCINNATI, OH 45231-1152

Mortgage

Document Number	0000095481
Date	Sep 18, 2020
Book Page	014256/001760
Instrument	95481

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,201.00 (+7.9%)	$107,849 (-) Land $11,235 Building $96,614	$308,140 (-) Land $32,100 Building $276,040
2024	$5,747.00 (-0.61%)	$107,849 (-) Land $11,235 Building $96,614
2023	$5,782.00 (+14.45%)	$107,849 (+40.3%) Land $11,235 Building $96,614	$308,140 (+40.3%) Land $32,100 Building $276,040
2022	$5,052.00 Homeowner's exemption	$76,871 Land $9,289 Building $67,582
2020			$219,630 Land $26,540 Building $193,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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