2540 Orchard Ln, Flint, MI 48504 Property Records

Genesee County property record for 2540 Orchard Ln, Flint, MI 48504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,752 sqft · built 1978
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (May 2023)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-11-329-066`

Property Details

APN / Parcel Number

Primary APN	`40-11-329-066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	1,124 sqft
Basement Area	691 sqft
Unfinished Basement	691 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 24.7 ft wide
Garage Area	282 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2540 ORCHARD LN
City	FLINT
State	MI
Zip	48504-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	MOTT PARK NWLY 5.67 FT OF LOT 8; ALSO LOT 9 EXC NWLY 51.0 FT, BLK 5
Legal Subdivision	MOTT PARK
Legal Block	5
Legal Lot Number	8-9
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1000
Census Tract	1600

Owner

2540 Orchard Ln is owned and occupied by an individual who bought it in May 2023.

Source: Genesee County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2540 ORCHARD LN, FLINT, MI 48504-4537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · FHA Mortgage SUPERIOR NATIONAL BANK
Apr 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY
May 9, 2023	Warranty Deed, Transfer · FHA Mortgage SUPERIOR NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Deed Document Number	202331671
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2540 ORCHARD LN, FLINT, MI 48504-4537
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6582 W PINE CREST DR, BALDWIN, MI 49304-7591

Mortgage

Document Number	0000034050
Date	May 24, 2023
Instrument	202305240034050

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2540 ORCHARD LN, FLINT, MI 48504-4537
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6582 W PINE CREST DR, BALDWIN, MI 49304-7591

Mortgage

Document Number	0000029879
Date	Apr 27, 2023
Instrument	202304270029879

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 9, 2023
Property Address	2540 ORCHARD LN, FLINT, MI 48504-4537
Document Number	0000031671
Map Reference	LB 20 PG 28&29
Instrument Date	Apr 26, 2023
Instrument	202305090031671
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5056 STURBRIDGE CT, GRAND BLANC, MI 48439-8781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6582 W PINE CREST DR, BALDWIN, MI 49304-7591

Mortgage

Document Number	0000029878
Date	Apr 27, 2023
Instrument	202304270029878

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2540 Orchard Ln was $2,447 with a homeowner's exemption, down 0.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,800 (+8.47%)	$89,600 (+8.47%)
2025	$2,447.00 (-0.77%) Homeowner's exemption	$41,300	$82,600
2024	$2,466.00
2023		$27,900	$55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2540 Orchard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2540 Orchard Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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