DuPage County property record for 2540 Oneida Ln, Naperville, IL 60563
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,510 sqft · built 2001 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Feb 2025) |
| Tax Bill | $5,076 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-310-321 |
| Primary APN | 07-09-310-321 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 84 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2540 ONEIDA LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-4098 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE ENCLAVE AT COUNTRY LAKES CONDO UNIT 41-2540-48 .2454 PERCENT COM INT |
| Legal Subdivision | THE ENCLAVE AT COUNTRY LAKES CONDO |
| Legal Lot Number | B#41 |
| Legal Unit | 41 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 846411 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 LAKEHURST DR, 107, WAUKEGAN, IL 60085-8227 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK & TRUST |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on Record |
| Deed Sale | Feb 5, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2019 · Amount on Record |
| Deed Document Number | 20257099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2540 ONEIDA LN, NAPERVILLE, IL 60563-4098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000151048 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | R2020-151048 |
| Name | PROVIDENCE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SOUTH HOLLAND, IL 60473 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 10, 2019 |
| Property Address | 2540 ONEIDA LN, NAPERVILLE, IL 60563-4098 |
| Document Number | 0000056114 |
| Map Reference | DOC RI 999-23391 |
| Instrument Date | Jun 28, 2019 |
| Instrument | R2019-056114 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 ONEIDA LN, NAPERVILLE, IL 60563-4098 |
| Document Number | 0000056115 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | R2019-056115 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,076.00 (+11.51%) | $94,090 (+29.56%) Land $18,210 Building $75,880 | $282,270 (+29.56%) Land $54,630 Building $227,640 |
| 2022 | $4,552.00 Homeowner's exemption | $72,620 Land $14,060 Building $58,560 | $217,860 Land $42,180 Building $175,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures