Bedford County property record for 2540 Nemmo Rd, Vinton, VA 24179
| Property Type | Single Family Home |
|---|---|
| Details | 0.5 ba · 1,920 sqft · built 1907 |
| Lot Size | 3.83 acres (166,835 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,106 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 159 12 6 |
| Primary APN | 159 12 6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 166,835 sqft (3.83 acres) |
| Porch | Porch |
| Porch Area | 396 sqft |
| Deck Area | 488 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 2540 NEMMO RD |
|---|---|
| City | VINTON |
| State | VA |
| Zip | 24179-5991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SOUTHWOOD MEADOWS OF BEDFORD LT 6 SEC 1 |
| Legal Subdivision | WOOD |
| Legal Lot Number | 6 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30604 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2540 NEMMO RD, VINTON, VA 24179-5991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Sep 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2540 NEMMO RD, VINTON, VA 24179-5991 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0200014889 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 200014889 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | May 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2540 NEMMO RD, VINTON, VA 24179-5991 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210013644 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 210013644 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 272 Months |
| Due | May 1, 2044 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,106.00 | $269,900 (+1%) Land $59,200 Building $210,700 | |
| 2023 | $1,106.00 Additional exemption filed | $134,950 | $269,900 Land $59,200 Building $210,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
5G (outdoors only) and 4G LTE
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