2540 N Spaulding Ave, Chicago, IL 60647 Property Records

Cook County property record for 2540 N Spaulding Ave, Chicago, IL 60647

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,242 sqft · built 1900
Lot Size	0.082 acres (3,550 sqft)
Owner	2 Individual Names on File
Last Sale	$1,212,500 (Dec 2023)
Tax Bill	$13,323 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-420-024`

Property Details

APN / Parcel Number

Primary APN	`13-26-420-024`
Alternative APN	`13-26-420-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,550 sqft (0.082 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2540 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60647-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(DEZENGS)(LOGAN)(SQUARE) SUB OF LT 3 IN GARRETTS SUB OF PT OF THE EH SE SEC 26-40-13
Legal Range	13E
Legal Township	40N
Legal Section	26
Legal Subdivision	DEZENGS LOGAN SQUARE
Legal Block	3
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4011
Census Tract	220602

Owner

2540 N Spaulding Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2540 N SPAULDING AVE, CHICAGO, IL 60647-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	202313132
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 19, 2023
Property Address	2540 N SPAULDING AVE, CHICAGO, IL 60647-1404
Document Number	0035313132
Instrument Date	Dec 9, 2023
Instrument	2335313132
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2540 N SPAULDING AVE, CHICAGO, IL 60647-1404

Mortgage

Document Number	0035313133
Date	Dec 19, 2023
Instrument	2335313133

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,001 Land $15,443 Building $102,558	$1,180,010 Land $154,430 Building $1,025,580
2023	$13,323.00 (+2.77%)
2022	$12,964.00 (-7.98%) Homeowner's exemption	$66,236 (-9.47%) Land $12,428 Building $53,808	$662,360 (-9.47%) Land $124,280 Building $538,080
2021	$14,089.00 Homeowner's exemption	$73,164 Land $12,428 Building $60,736	$731,640 Land $124,280 Building $607,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2540 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2540 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon, Zentro.

Nearby Properties on N Spaulding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures