Lexington-Fayette Urban County property record for 2540 Moray Pl, Lexington, KY 40511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,729 sqft · built 2004 |
| Lot Size | 0.117 acres (5,110 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Apr 2021) |
| Tax Bill | $2,961 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2021 Sale + 2 more |
| APN | 38118900 |
| Primary APN | 38118900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,729 sqft Living Area |
| 1st Floor Area | 385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 5,110 sqft (0.117 acres) |
| Lot Width | 41.5 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2540 MORAY PL |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40511-9130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | M-135 COVENTRY (BELMONT FARM) UNIT 1-D LOT 59; BOOK: 3832 PAGE: 235 |
| Legal Subdivision | COVENTRY (BELMONT FARM) |
| Legal Lot Number | 59 |
| Legal Unit | 1-D |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHWEST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3803 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2540 MORAY PL, LEXINGTON, KY 40511-9130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 12, 2021 | Deed, Transfer |
| May 26, 2017 | Deed of Trust, Mortgage PRO MTG LLC |
| May 26, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Book / Page | 3832 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 MORAY PL, LEXINGTON, KY 40511-9130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | MB10729/190 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | MB 10729/190 |
| Instrument | 202311030128 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 12, 2021 |
| Property Address | 2540 MORAY PL, LEXINGTON, KY 40511-9130 |
| Document Number | 3832/235 |
| Book / Page | 3832 / 235 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2540 MORAY PL, LEXINGTON, KY 40511-9130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8847/716 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 8847/716 |
| Name | PRO MTG LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 26, 2017 |
| Property Address | 2540 MORAY PL, LEXINGTON, KY 40511-9130 |
| Document Number | 3495/156 |
| Book / Page | 3495 / 156 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,961.00 (+1.89%) | $235,000 (-) | $235,000 (-) |
| 2025 | $2,906.00 | $235,000 (-) | $235,000 (-) |
| 2023 | $2,906.00 | $235,000 | $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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