2540 Monterey Ave, Martinez, CA 94553 Property Records

Contra Costa County property record for 2540 Monterey Ave, Martinez, CA 94553

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,452 sqft · built 1978
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2014)
Tax Bill$6,978 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN375-154-012-5

Property Details

APN / Parcel Number

Primary APN375-154-012-5
Alternative APN
  • 375-154-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,452 sqft Living Area
1st Floor Area1,552 sqft
Basement Area900 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1980
Lot Area8,000 sqft (0.184 acres)
Garage TypeAttached
Garage Area555 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2540 MONTEREY AVE
CityMARTINEZ
StateCA
Zip94553-3354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionMARTINEZ LD CO #8 LOTS 3 & 4 BLK 54
Legal SubdivisionMARTINEZ LAND CO 08
Legal Tract8
Legal Block54
Legal Lot Number3,4
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3010
Census Tract319002

Owner

2540 Monterey Ave is owned and occupied by two individuals who bought it in August 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2540 MONTEREY AVE, MARTINEZ, CA 94553-3354
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
FIRST UNITED CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2014 · Amount on File
Deed SaleAug 21, 2014 · Amount on File
Prior SaleApr 19, 2002 · Amount on File
Deed Document Number2014140331
Prior Transfer DateDec 14, 2006
Prior Transfer Doc0000403015
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2540 MONTEREY AVE, MARTINEZ, CA 94553-3354
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 MONTEREY AVE, MARTINEZ, CA 94553-3354

Mortgage

Document Number0000322629
DateDec 22, 2020
Instrument2020-322629
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2540 MONTEREY AVE, MARTINEZ, CA 94553-3354
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyMEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 MONTEREY AVE, MARTINEZ, CA 94553-3354

Mortgage

Document Number0000125503
DateAug 11, 2022
Instrument2022-125503
Lender
NameFIRST UNITED CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2540 Monterey Ave was $6,978 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMartinez Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$520,990 (+2%) Land $306,466 Building $214,524
2025$6,978.00 Homeowner's exemption$510,775 Land $300,457 Building $210,318
2023$6,507.00 (+2.72%) Homeowner's exemption$490,943 Land $288,791 Building $202,152
2022$6,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2540 Monterey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 Monterey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARTINEZ
serves 31,015 people · EPA ID CA0710006
Water SourcePurchased surface water from CONTRA COSTA WATER DISTRICT
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Unwired
Fixed Wireless
300 / 25

May also be available: T-Mobile, Verizon.

Nearby Properties on Monterey Ave

Nearby Streets

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