2540 Madison St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2540 Madison St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,179 sqft · built 2002
Lot Size0.11 acres (4,792 sqft)
OwnerOwner Name on File
Last Sale$675,000 (Jun 2002)
Tax Bill$10,860 (2025)
Flood ZoneZone X (minimal risk)
APN023-021-028

Property Details

APN / Parcel Number

Primary APN023-021-028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,179 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2540 MADISON ST
CityCAMBRIA
StateCA
Zip93428-4520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES M U 7 BL 183 LT 12 & 13
Legal SubdivisionCAMBRIA PINES MANOR 07
Legal Block183
Legal Lot Number12,13 13
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2052
Census Tract10403

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address234 VISTA DEL MAR AVE, PISMO BEACH, CA 93449-1831

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2002 · Amount on Record
Deed SaleJun 26, 2002 · Amount on Record
Prior SaleAug 10, 2004
Deed Document Number0000051799
Last Transfer DateMar 28, 2006
Transfer Doc0000021029
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,860.00 (+4.04%)$997,161 (+4.04%) Land $517,047 Building $480,114
2023$10,438.00 (+1.98%)$958,441 Land $496,970 Building $461,471
2022$10,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Radiate Holdings.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Madison St

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