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2540 Lost Nation Rd, Willoughby, OH 44094 Property Records

Lake County property record for 2540 Lost Nation Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,344 sqft · built 1953
Lot Size0.512 acres (22,320 sqft)
OwnerIndividual Name on Record
Last Sale$209,900 (Feb 2024)
Tax Bill$5,484 (2023)
Deeds & MortgagesSep 2021 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-050-A-00-015-0

Property Details

APN / Parcel Number

Primary APN27-B-050-A-00-015-0
Alternative APN
  • A 137

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,320 sqft (0.512 acres)
Lot Dimensions180 ft deep x 124 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberA 137
Street Address2540 LOST NATION RD
CityWILLOUGHBY
StateOH
Zip44094-7540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 15 DOUGLASS TRACT
Legal SubdivisionCOUNTRY ESTATES
Legal Lot Number8 9
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1000
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2540 LOST NATION RD, WILLOUGHBY, OH 44094-7540
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage
FIREFIGHTERS COMMUNITY CU INC
Feb 26, 2024Fiduciary Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Prior SaleNov 2, 1999 · Amount on Record
Deed Document Number487510
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address2540 LOST NATION RD, WILLOUGHBY, OH 44094-7540
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033567
DateSep 23, 2021
Instrument2021R033567
Lender
NameFIREFIGHTERS COMMUNITY CU INC
TypeCredit Union
AddressCLEVELAND, OH 44125
Agreement
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

February 2024: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLAKE OH
Recording DateFeb 26, 2024
Property Address2540 LOST NATION RD, WILLOUGHBY, OH 44094-7540
Document Number0000003521
Map ReferenceVOL F PG 35
Instrument DateFeb 22, 2024
Instrument2024R003521
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 LOST NATION RD, WILLOUGHBY, OH 44094-7540

Mortgage

Document Number0000003522
DateFeb 26, 2024
Instrument2024R003522
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,484.00 (+50.37%) Homeowner's exemption$57,930 (-) Land $17,290 Building $40,640
2022$3,647.00$57,930 Land $17,290 Building $40,640
2021$165,500 Land $49,390 Building $116,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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