2540 Loretta Cir, Simi Valley, CA 93065 Property Records

Ventura County property record for 2540 Loretta Cir, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,708 sqft · built 1968
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Nov 2023)
Tax Bill	$10,583 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`613-0-041-125`

Property Details

APN / Parcel Number

Primary APN	`613-0-041-125`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,035 sqft
2nd Floor Area	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	116 sqft
Patio Area	359 sqft

Location & Zoning

Street Address	2540 LORETTA CIR
City	SIMI VALLEY
State	CA
Zip	93065-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4
Legal Description	TRACT: 173700 LOT: 19 REF: 047MR 088
Legal Subdivision	1737
Legal Tract	173700
Legal Block	41
Legal Lot Number	19
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1004
Census Tract	7904

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Aug 2, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 13, 2023	Grant Deed, Transfer · FHA Mortgage CUSTOMER SERVICE MORTGAGE CORP
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Mar 7, 2011 · Amount on Record
Deed Document Number	202374768
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000201258
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017755
Date	Mar 9, 2026
Instrument	2026000017755

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052157
Date	Aug 2, 2024
Instrument	2024000052157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318

Mortgage

Document Number	0000081801
Date	Dec 6, 2021
Instrument	2021000081801

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 13, 2023
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Document Number	0000074768
Map Reference	MB 47 PG 88
Instrument Date	Oct 10, 2023
Instrument	2023000074768
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318

Mortgage

Document Number	0000074769
Date	Nov 13, 2023
Instrument	2023000074769

Lender

Name	CUSTOMER SERVICE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008439
Date	Jan 20, 2017
Instrument	20170120-00008439

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136966
Date	Oct 23, 2017
Instrument	20171023-00136966

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042678
Date	Mar 25, 2020
Instrument	20200325-00042678

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 24, 2020
Property Address	2540 LORETTA CIR, SIMI VALLEY, CA 93065-2318
Document Number	0000201258
Instrument Date	Nov 19, 2020
Instrument	201258
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2540 LORETTA CIR SIMI VALLEY CA 930652318, SIMI VALLEY, CA 93065-2318
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,649 (+2%) Land $598,230 Building $322,419
2025	$10,583.00 (+0.97%) Homeowner's exemption	$902,598 (+80.98%) Land $586,500 Building $316,098
2024	$10,481.00 (+76.78%)
2023	$5,929.00 (+0.39%) Homeowner's exemption	$498,715 Land $249,358 Building $249,357
2022	$5,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GigabitNow, Rocket Broadband.

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