2540 Lone Tree Rd, Fallon, NV 89406 Property Records

Churchill County property record for 2540 Lone Tree Rd, Fallon, NV 89406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,728 sqft · built 1974
Lot Size	10.9 acres (475,240 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2026)
Tax Bill	$869 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-491-38`

Property Details

APN / Parcel Number

Primary APN	`006-491-38`
Alternative APN	`006-491-35`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Interior Walls	Concrete

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	475,240 sqft (10.9 acres)
Garage Type	Detached

Exterior Amenities

Porch	Breezeway
Porch Area	102 sqft
Breezeway	Breezeway
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2540 LONE TREE RD
City	FALLON
State	NV
Zip	89406-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Description	PARCEL IN SW1/4,COM AT SW COR OF,TH N72 10'00 E A DIST OF 2355.95 FT TO POB.,TH S12 20'W A DIST OF 191.58 FT, TH N89 38'27 W A DIST OF 175.0 FT, TH N00 52'34 W A DIST OF 298.67 FT, TH N69 25'48 W A DIST OF 297.6 FT, TH N00 12'W A DIST OF 700.6 FT, TH
Legal Range	28
Legal Township	18
Legal Section	23
Legal Subdivision	THE JOHN SORENSEN
Legal Block	1
Jurisdiction	CHURCHILL NV
Township / Civil Division	FALLON
Census Block Group	1
Census Block	1046
Census Tract	950700

Owner

Source: Churchill County records · APN 006-491-38

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2540 LONE TREE RD, FALLON, NV 89406-9266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Jul 06, 2026	Bargain and Sale Deed, Transfer · VA Mortgage GUARANTEED RATE
Mar 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jul 05, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2026 · Amount on Record
Deed Sale	Jul 06, 2026 · Amount on Record
Prior Sale	Jul 05, 2019 · Amount on Record
Deed Document Number	2026520733
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHURCHILL NV
Recording Date	Jul 06, 2026
Property Address	2540 LONE TREE RD, FALLON, NV 89406-9266
Document Number	0000520734
Instrument Date	Jul 02, 2026
Instrument	2026520734
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000520734,
Date	Jul 06, 2026
Instrument	2026520734

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHURCHILL NV
Recording Date	Jul 06, 2026
Property Address	2540 LONE TREE RD, FALLON, NV 89406-9266
Document Number	0000520733
Instrument Date	Jun 03, 2026
Instrument	2026520733
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LONE TREE RD, FALLON, NV 89406-9266

Mortgage

Document Number	0000520734,
Date	Jul 06, 2026
Instrument	2026520734

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHURCHILL NV
Property Address	2540 LONE TREE RD, FALLON, NV 89406-9266
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	WESTENN TITLE COMPANY, WESTERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000486483
Date	Mar 09, 2021
Instrument	486483

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHURCHILL NV
Recording Date	Jul 05, 2019
Property Address	2540 LONE TREE RD, FALLON, NV 89406-9266
Document Number	0000474623
Map Reference	FILE 182454
Instrument Date	Jul 05, 2019
Instrument	474623
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	WESTERN NEVADA TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$348.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 LONE TREE RD, FALLON, NV 89406-9266

Mortgage

Document Number	0000474624
Date	Jul 05, 2019
Instrument	474624

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Churchill County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Churchill County
Unified School District	Churchill County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (-20.86%)	$42,317 (+10.17%) Land $20,447 Building $21,870	$120,906 (+10.17%) Land $58,419 Building $62,487
2024	$1,098.00 (+7.65%)
2023	$1,020.00 (+3.24%)	$38,410 (+19.87%) Land $16,999 Building $21,411	$109,743 (+19.87%) Land $48,569 Building $61,174
2022	$988.00	$32,043 Land $12,950 Building $19,093	$91,551 Land $37,000 Building $54,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Churchill County, State of Nevada, Verizon.

Based on FCC filings for 11 locations within half a mile of this property.

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