2540 Isbell Dr, Vale, NC 28168 Property Records

Lincoln County property record for 2540 Isbell Dr, Vale, NC 28168

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,404 sqft · built 2019
Lot Size	2.12 acres (92,652 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,196 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2666-67-9278`

Property Details

APN / Parcel Number

Primary APN	`2666-67-9278`
Alternative APNs	`181432` `83772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Lot Area	92,652 sqft (2.12 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	374 sqft
Storage Building	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	181432
Street Address	2540 ISBELL DR
City	VALE
State	NC
Zip	28168-8507
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-R
Legal Description	#3 LT PEARL R ISBELL LAND
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	NORTH BROOK
Census Block Group	2
Census Block	2004
Census Tract	70600

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 ISBELL DR, VALE, NC 28168-8507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage STATE EMPS CU
Jul 30, 2019	Deed of Trust, Mortgage COMPETITIVE HOUSING CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 5, 2005
Transfer Doc	0000001072
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2540 ISBELL DR, VALE, NC 28168-8507
Document Number	2870853
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 ISBELL DR VALE NC 28168, VALE, NC 28168

Mortgage

Document Number	2870853
Date	Dec 20, 2019
Book Page	002870/000853
Instrument	602284

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2540 ISBELL DR, VALE, NC 28168-8507
Document Number	2834802
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	GRIMM PARALEGAL SERVICES, GRIMM PARALEGAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 SAINT PAULS CHURCH RD MORGANTON NC 286557850, MORGANTON, NC 28655-7850

Mortgage

Document Number	2834802
Date	Jul 30, 2019
Book Page	002834/000802
Instrument	595784

Lender

Name	COMPETITIVE HOUSING CENTER
Address	521 E FLEMING DR, MORGANTON, NC 28655-5397

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,196.00 (+1.7%)	$177,875 (-) Land $30,585 Building $147,290	$177,875 (-) Land $30,585 Building $147,290
2023	$1,176.00	$177,875 Land $30,585 Building $147,290	$177,875 Land $30,585 Building $147,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Isbell Dr

Nearby Streets

All Vale, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures