Hamilton County property record for 2540 Handasyde Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,138 sqft · built 1936 |
| Lot Size | 0.666 acres (29,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Dec 2020) |
| Tax Bill | $40,228 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Dec 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0008-0110-00 |
| Primary APN | 046-0008-0110-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,138 sqft Living Area |
| Gross Area | 6,482 sqft |
| 1st Floor Area | 1,865 sqft |
| 2nd Floor Area | 2,084 sqft |
| Attic | Attic |
| Attic Area | 389 sqft |
| Basement Area | 1,622 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 29,011 sqft (0.666 acres) |
| Lot Dimensions | 137 ft deep x 172 ft wide |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 42 sqft |
| Patio Area | 547 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2540 HANDASYDE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | STETTINIUS AVE 172.47 X 137 IRR PTS LOTS 5-6 B NILES SUB |
| Legal Subdivision | NILES SUB |
| Legal Lot Number | 5-6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 4900 |
2540 Handasyde Ave is owned and occupied by two individuals who bought it in December 2020.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2540 HANDASYDE AVE, CINCINNATI, OH 45208-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit VALLEY CENTRAL BANK |
| Dec 15, 2020 | Deed, Transfer · Line of Credit VALLEY CENTRAL BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit VALLEY CTRL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Aug 8, 2016 · Amount on File |
| Deed Document Number | 2020131484 |
| Deed Book / Page | 14315 / 139 |
| Prior Transfer Date | Apr 21, 1994 |
| Prior Transfer Doc | 0000073412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2540 HANDASYDE AVE, CINCINNATI, OH 45208-2716 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000131071 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 14314/2492 |
| Instrument | 2020-0131071 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 15, 2020 |
| Property Address | 2540 HANDASYDE AVE, CINCINNATI, OH 45208-2716 |
| Document Number | 0000131484 |
| Book / Page | 14315 / 139 |
| Map Reference | MB 94 PG 121 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020-0131484 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2540 HANDASYDE AVE, CINCINNATI, OH 45208-2716 |
| Document Number | 0000131486 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0131486 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000131485 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 14315/141 |
| Instrument | 2020-0131485 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2540 HANDASYDE AVE, CINCINNATI, OH 45208-2716 |
| Document Number | 0000131486 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2540 HANDASYDE AVE CINCINNATI OH 452082716, CINCINNATI, OH 45208-2716 |
| Document Number | 0000131486 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 014315/000153 |
| Instrument | 131486 |
| Name | VALLEY CTRL BK |
|---|---|
| Address | READING, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 14, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2540 Handasyde Ave was $40,228, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,228.00 (+3.13%) | $653,853 (-) Land $189,490 Building $464,363 | $1,868,150 Land $541,400 Building $1,326,750 |
| 2024 | $39,007.00 (-2.21%) | $653,853 (-) Land $189,490 Building $464,363 | |
| 2023 | $39,888.00 (+4.73%) | $653,853 (+16.76%) Land $189,490 Building $464,363 | $1,868,150 Land $541,400 Building $1,326,750 |
| 2022 | $38,086.00 Homeowner's exemption | $560,000 Land $138,292 Building $421,708 | |
| 2020 | $1,600,000 Land $395,120 Building $1,204,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2540 Handasyde Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2540 Handasyde Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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