2540 Fleet St, Baltimore, MD 21224 Property Records

Baltimore City property record for 2540 Fleet St, Baltimore, MD 21224

Property Summary

Property Type	Townhouse
Details	1 ba · 1,188 sqft · built 1920
Lot Size	0.021 acres (923 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Jul 2026)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Line of Credit + 1 more
APN	`01-07-1788-040`

Property Details

APN / Parcel Number

Primary APN	`01-07-1788-040`
Alternative APNs	`071788 040` `1788-040`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	594 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	923 sqft (0.021 acres)
Lot Dimensions	71 ft deep x 13 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	071788 040
Street Address	2540 FLEET ST
City	BALTIMORE
State	MD
Zip	21224-3744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	13X71
Legal Block	1788
Legal Lot Number	40
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	2
Census Block	2000
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Canton Historic District listed 1980 · 5,396 contributing resources · NRIS 80001784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2540 Fleet St, a townhouse, is owned and occupied by an individual who bought it in July 2026.

Source: Baltimore City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2540 FLEET ST, BALTIMORE, MD 21224-3744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Apr 1, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Jun 17, 2024 · Amount on File
Deed Book / Page	29237 / 251
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jul 9, 2026
Property Address	2540 FLEET ST, BALTIMORE, MD 21224-3744
Document Number	2923000251
Book / Page	29237 / 251
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,239.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2540 FLEET ST, BALTIMORE, MD 21224-3744

Mortgage

Document Number	2923000265,
Date	Jul 9, 2026
Book Page	29237/265

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2540 FLEET ST, BALTIMORE, MD 21224-3744
Transaction Type	Mortgage
Record Updated	Jan 4, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0254180324
Date	Dec 28, 2022
Book Page	25418/324

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	2540 FLEET ST, BALTIMORE, MD 21224-3744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209890430
Date	Apr 1, 2019
Book Page	20989/430

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2540 Fleet St was $4,409, up 4.6% from the year before.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00 (+4.58%)	$201,433	$211,100 Land $100,000 Building $111,100
2024	$4,216.00 (-1.89%)
2023	$4,297.00	$182,100 Land $100,000 Building $82,100	$182,100 Land $100,000 Building $82,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2540 Fleet St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 Fleet St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,871 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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