1. Home
  2. Maryland
  3. Frederick County
  4. Frederick
  5. Emerson Dr

2540 Emerson Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2540 Emerson Dr, Frederick, MD 21702 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2005
Square Footage2,664 sqft Living Area
Lot Size2,976 sqft (0.068 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2023)
Tax Bill$6,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-253240
Alternative APN
  • 253240

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,664 sqft Living Area
1st Floor904 sqft 1st Floor
Stories3 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,976 sqft (0.068 acres)
Deck Area160 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number253240
Street Address2540 EMERSON DR
CityFREDERICK
StateMD
Zip21702-9475
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 16 SECTION 3 PLAT 2-2,976 SQ. FT. WHITTIER PND
Legal SubdivisionWHITTIER PND SEC 3 2
Legal Lot Number16
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1000
Census Tract751202

Owner

Source: Frederick County records · APN 02-253240

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2540 EMERSON DR, FREDERICK, MD 21702-9475
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Nov 02, 2023Deed, Subdivision Related Transfer · Veterans Administration Mortgage
BAY EQUITY LLC
Nov 06, 2017Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Jul 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Feb 19, 2020Loan Modification, Mortgage
SANDY SPRING BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2023 · Amount on Record
Deed SaleNov 02, 2023 · Amount on Record
Prior SaleMar 14, 2011 · Amount on Record
Deed Book / Page16656 / 287
Transfer Doc0052060068
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2540 EMERSON DR, FREDERICK, MD 21702-9475
Transaction TypeMortgage
Record UpdatedJan 07, 2026
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 EMERSON DR, FREDERICK, MD 21702-9475

Mortgage

Document Number0176570093
DateDec 23, 2025
Book Page17657/93
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 02, 2023
Property Address2540 EMERSON DR, FREDERICK, MD 21702-9475
Document Number0166560287
Book / Page16656 / 287
Map ReferenceMB 77 PG 78
Instrument DateNov 01, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2023
Title CompanyGPN TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$912.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2540 EMERSON DR, FREDERICK, MD 21702-9475

Mortgage

Document Number0016656293
DateNov 02, 2023
Instrument16656/293
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2540 EMERSON DR, FREDERICK, MD 21702-9475
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0121170362
DateNov 06, 2017
Book Page12117/0362
Instrument12117-0362
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2540 EMERSON DR, FREDERICK, MD 21702-9475
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0125380270
DateJul 27, 2018
Book Page12538/0270
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address2540 EMERSON DR, FREDERICK, MD 21702-9475
Document Number0139800325
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyMARYLAND TITLE CENTER LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address9710 MOUNT TABOR RD MIDDLETOWN MD 217699523, MIDDLETOWN, MD 21769-9523

Mortgage

Document Number0139800325
DateAug 13, 2020
Book Page013980/000325
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,933.00 (+7.31%)$375,000 (+16.99%) Land $100,000 Building $275,000$375,000 (-) Land $100,000 Building $275,000
2024$6,461.00 (+10.44%)
2023$5,850.00$320,533$375,000 Land $100,000 Building $275,000

Flood & Wildfire

2540 Emerson Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Emerson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures