San Bernardino County property record for 2540 E Penelope Ln, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 5 bd · 4.5 ba · 3,714 sqft · built 2020 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $724,000 (Aug 2020) |
| Tax Bill | $14,430 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-334-33-0000 |
| Primary APN | 1073-334-33-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,714 sqft Living Area |
| Gross Area | 4,396 sqft |
| 1st Floor Area | 1,599 sqft |
| 2nd Floor Area | 2,115 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 5,400 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2540 E PENELOPE LN |
|---|---|
| City | CHINO |
| State | CA |
| Zip | 91710 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18930 LOT 170 BOOK 353 PAGE 39 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT MAP NO 18930 |
| Legal Tract | 18930 |
| Legal Block | 1 |
| Legal Lot Number | 170 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1908 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2540 E PENELOPE LN, ONTARIO, CA 91762-7393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NEW DREAM CAPITAL LLC |
| Dec 14, 2020 | Loan Modification, Mortgage · Line of Credit WESTERN ALLIANCE BK |
| Aug 14, 2020 | Grant Deed, Transfer · Conventional Mortgage BECKAM FNDG CORP |
| May 28, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | May 28, 2020 · Amount on Record |
| Deed Document Number | 2020287329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2540 E PENELOPE LN, ONTARIO, CA 91762-7393 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2540 E PENELOPE LN, ONTARIO, CA 91762-7393 |
| Document Number | 0000076188 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023-0076188 |
| Name | NEW DREAM CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DIAMOND BAR, CA 91765 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2540 E PENELOPE LN, ONTARIO, CA 91762-7393 |
| Document Number | 0000510004 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO NC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 660 NEWPORT CENTER DR #300 NEWPORT BEACH CA 926606499, 300, NEWPORT BEACH, CA 92660-6499 |
| Investor | Possibly a Property Investor |
| Document Number | 0000510004 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 510004 |
| Name | WESTERN ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | 1 E WASHINGTON ST # 14TH, PHOENIX, AZ 85004-2492 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 14, 2020 |
| Property Address | 2540 E PENELOPE LN, ONTARIO, CA 91762-7393 |
| Document Number | 0000287329 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 287329 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $796.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 E PENELOPE LN ONTARIO CA 917627393, ONTARIO, CA 91762-7393 |
| Document Number | 287330 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 287330 |
| Name | BECKAM FNDG CORP |
|---|---|
| Address | 2923 PULLMAN ST # B, SANTA ANA, CA 92705-5854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 28, 2020 |
| Property Address | 2540 E PENELOPE LN, ONTARIO, CA 91762-7393 |
| Document Number | 0000177754 |
| Instrument Date | May 26, 2020 |
| Instrument | 177754 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Tax | $10,965.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2540 E PENELOPE LN ONTARIO CA 917627393, ONTARIO, CA 91762-7393 |
| Investor | Possibly a Property Investor |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $799,260 (+2%) Land $281,540 Building $517,720 | |
| 2025 | $14,430.00 (+4.81%) | $783,589 (+4.04%) Land $276,020 Building $507,569 |
| 2023 | $13,768.00 (+0.82%) | $753,162 Land $265,302 Building $487,860 |
| 2022 | $13,656.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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