2540 E Harding Way, Stockton, CA 95205 Property Records

San Joaquin County property record for 2540 E Harding Way, Stockton, CA 95205

Property Summary

Property Type	Quadplex
Details	16 bd · 16 ba · 1,600 sqft · built 1949
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Feb 2020)
Tax Bill	$2,959 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`143-070-020-000`

Property Details

APN / Parcel Number

Primary APN	`143-070-020-000`
Alternative APN	`143-070-02`

Interior

Bedrooms	16 Beds
Full Baths	16 Baths
Units	4 Units
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Quadruplex
Construction Type	Wood
Lot Area	6,200 sqft (0.142 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	143-070-02
Street Address	2540 E HARDING WAY
City	STOCKTON
State	CA
Zip	95205-3529
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RL
Legal Description	RIESKE LOT 6
Legal Subdivision	RIESKE TR
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2013
Census Tract	1700

Owner

2540 E Harding Way, a quadplex, is owned by two individuals who acquired it in August 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 7668, STOCKTON, CA 95267-0668
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 6, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 6, 2020	Grant Deed, Transfer · Construction Mortgage LARSEN FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Dec 23, 2010 · Amount on File
Deed Document Number	202016247
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000139895
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 20, 2021
Property Address	2540 E HARDING WAY, STOCKTON, CA 95205-3529
Document Number	0000139895
Map Reference	MB 13 PG 27
Instrument Date	Aug 16, 2021
Instrument	2021-139895
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2540 E HARDING WAY, STOCKTON, CA 95205-3529

Mortgage

Document Number	0000139896
Date	Aug 20, 2021
Instrument	2021-139896

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 6, 2020
Property Address	2540 E HARDING WAY, STOCKTON, CA 95205-3529
Document Number	0000016248
Instrument Date	Jan 29, 2020
Instrument	16248
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2540 E HARDING WAY STOCKTON CA 952053529, STOCKTON, CA 95205-3529

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 6, 2020
Property Address	2540 E HARDING WAY, STOCKTON, CA 95205-3529
Document Number	0000016247
Instrument Date	Jan 29, 2020
Instrument	16247
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2540 E HARDING WAY STOCKTON CA 952053529, STOCKTON, CA 95205-3529

Mortgage

Document Number	16249
Date	Feb 6, 2020
Instrument	16249

Lender

Name	LARSEN FAMILY TRUST (PT)
Address	4000 EXECUTIVE PKWY # 160, SAN RAMON, CA 94583-4314

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 5, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 2540 E Harding Way was $2,959, down 6.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,959.00 (-6.74%)
2025	$3,173.00	$202,320 Land $54,681 Building $147,639
2023	$2,552.00 (+2.37%)	$194,465 Land $52,558 Building $141,907
2022	$2,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2540 E Harding Way in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 E Harding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50

May also be available: Ayera Technologies, ezWave, Verizon.

Nearby Properties on E Harding Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures