Grundy County property record for 2540 E Girot Ln, Diamond, IL 60416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,209 sqft · built 2006 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Jul 2021) |
| Tax Bill | $7,240 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01-278-004 |
| Primary APN | 09-01-278-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,209 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 2540 E GIROT LN |
|---|---|
| City | COAL CITY |
| State | IL |
| Zip | 60416-6202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING ESTATES UNIT NO 3A LT 8 SEC 1-32-8 |
| Legal Range | 08W |
| Legal Township | 32N |
| Legal Section | 01 |
| Legal Subdivision | STERLING ESTATES |
| Legal Lot Number | 8 |
| Legal Unit | 3A |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | BRACEVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2540 E GIROT LN, COAL CITY, IL 60416-6202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on Record |
| Deed Sale | Jul 1, 2021 · Amount on Record |
| Deed Document Number | 2021604927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jul 1, 2021 |
| Property Address | 2540 E GIROT LN, DIAMOND, IL 60416-6202 |
| Document Number | 0000604927 |
| Map Reference | DOC 448228 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 604927 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 E GIROT LN, DIAMOND, IL 60416-6202 |
| Document Number | 0000604928 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 604928 |
| Name | NAVY FCU |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2540 E GIROT LN, DIAMOND, IL 60416-6202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000595030 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 595030 |
| Name | BANK OF PONTIAC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Braceville Township |
| Municipality | Diamond Village |
| Unified School District | Coal City Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,240.00 (+2,141.49%) | $127,908 (+21.99%) Land $18,630 Building $109,278 | $383,724 (+21.99%) Land $55,890 Building $327,834 |
| 2022 | $323.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $104,854 Land $15,272 Building $89,582 | $314,562 Land $45,816 Building $268,746 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIAMOND serves 2,508 people · EPA ID IL0630250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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