Maricopa County property record for 2540 E Cathedral Rock Dr, Phoenix, AZ 85048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,592 sqft · built 1991 |
| Lot Size | 0.242 acres (10,546 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Mar 2021) |
| Tax Bill | $3,655 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2020 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 301-76-937 |
| Primary APN | 301-76-937 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,592 sqft Living Area |
| Gross Area | 2,780 sqft |
| 1st Floor Area | 2,592 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 10,546 sqft (0.242 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 188 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2540 E CATHEDRAL ROCK DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85048-9500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | CANDLERIDGE LOT 1-12 MCR 340-02 |
| Legal Subdivision | CANDLERIDGE LOT 1-12 |
| Legal Lot Number | 36 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 116729 |
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 24, 2019 | Warranty Deed, Transfer · ARM FINEMARK NATIONAL BANK & TRUST |
| Sep 1, 2017 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 2021334905 |
| Prior Transfer Date | Jan 23, 1997 |
| Prior Transfer Doc | 0000052402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 25, 2021 |
| Property Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000334905 |
| Map Reference | MB 340 PG 2 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 20210334905 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | EMPIRE WEST TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2540 E CATHEDRAL ROCK DR, 2540, PHOENIX, AZ 85048-9500 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000334906 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 20210334906 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 22, 2020 |
| Property Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000440692 |
| Instrument Date | May 22, 2020 |
| Instrument | 440692 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1500 E BETHANY HOME RD #105 PHOENIX AZ 850142448, 105, PHOENIX, AZ 85014-2448 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 24, 2019 |
| Property Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000290072 |
| Map Reference | DOC 90-362906 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 20190290072 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11928 S 181ST AVE, 11928, GOODYEAR, AZ 85338-7862 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000290073 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 20190290073 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 1, 2017 |
| Property Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000650656 |
| Map Reference | DOC91-142755 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2017-0650656 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3756 E GLENEAGLE PL, 3756, CHANDLER, AZ 85249-9196 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2540 E CATHEDRAL ROCK DR, PHOENIX, AZ 85048-9500 |
| Document Number | 0000650657 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017-0650657 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Kyrene Elementary District (PK - 08) |
| Secondary School District | Tempe Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,000 (+28.51%) | $610,000 (+7.91%) Land $122,000 Building $488,000 | |
| 2025 | $3,655.00 (-23.25%) | $47,467 (-24.69%) | $565,300 (-10.31%) Land $113,000 Building $452,300 |
| 2024 | $63,030 | $630,300 Land $126,000 Building $504,300 | |
| 2023 | $4,762.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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