2540 Dell Rd, Seneca Gardens (Louisville), KY 40205 Property Records

Louisville/Jefferson County Metro Government property record for 2540 Dell Rd, Seneca Gardens, KY 40205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,090 sqft · built 1938
Lot Size	0.229 acres (9,997 sqft)
Owner	Individual Name on Record
Last Sale	$396,750 (Feb 2024)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22050900140000`

Property Details

APN / Parcel Number

Primary APN	`22050900140000`
Alternative APNs	`050900140000` `00102361`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,090 sqft Finished Area
Basement Area	912 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,997 sqft (0.229 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00102361
Street Address	2540 DELL RD
City	SENECA GARDENS
State	KY
Zip	40205-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 14 SENECA GARDENS PB. 7 PG. 98-99, .2295 AC+/-
Legal Subdivision	SENECA GARDENS
Legal Lot Number	14
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	4
Census Block	4011
Census Tract	8800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2540 DELL RD, LOUISVILLE, KY 40205-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 3, 2023	Warranty Deed, Transfer
May 12, 2023	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	0012787634
Deed Book / Page	12787 / 634
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 23, 2024
Property Address	2540 DELL RD, SENECA GARDENS, KY 40205-2310
Document Number	0000025856
Book / Page	D 12787 / 634
Map Reference	MB 7 PG 98&99
Instrument Date	Feb 20, 2024
Instrument	2024025856
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8219 SHELBYVILLE RD, LOUISVILLE, KY 40222-5421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2540 DELL RD, LOUISVILLE, KY 40205-2310

Mortgage

Document Number	0000025857
Date	Feb 23, 2024
Instrument	2024025857

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 3, 2023
Property Address	2540 DELL RD, SENECA GARDENS, KY 40205-2310
Document Number	0000217130
Book / Page	D 12724 / 877
Map Reference	MB 7PG 98&99
Instrument Date	Nov 2, 2023
Instrument	2023217130
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4418 BLENHEIM RD, LOUISVILLE, KY 40207-3414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8225 SHELBYVILLE RD, LOUISVILLE, KY 40222-5421

May 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON KY
Recording Date	May 12, 2023
Property Address	2540 DELL RD, SENECA GARDENS, KY 40205-2310
Document Number	0000090795
Book / Page	D 12608 / 937
Instrument Date	May 8, 2023
Instrument	2023090795
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Seneca Gardens City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,733.00 (+9.7%)	$396,750 (+2.42%) Land $111,550 Building $285,200
2024			$396,750 (+2.42%) Land $111,550 Building $285,200
2023	$3,403.00 (-2.07%) Homeowner's exemption	$387,370 (-) Land $66,930 Building $320,440	$387,370 (-) Land $66,930 Building $320,440
2022	$3,475.00 Homeowner's exemption	$387,370 Land $66,930 Building $320,440	$387,370 Land $66,930 Building $320,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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