2540 Courthouse Rd, Guyton, GA 31312 Property Records

Effingham County property record for 2540 Courthouse Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1998
Lot Size	15.8 acres (688,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2022)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03470-005-000`

Property Details

APN / Parcel Number

Primary APN	`03470-005-000`
Alternative APNs	`00640006C00` `03470005` `6496`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	688,248 sqft (15.8 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	793 sqft
Utility Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6496
Street Address	2540 COURTHOUSE RD
City	GUYTON
State	GA
Zip	31312-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	15.81 AC COMBINED 347-6A
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

Source: Effingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage AMERIS BANK
Aug 27, 2015	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
May 29, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	May 14, 2003
Deed Document Number	2022619
Deed Book / Page	2768 / 618
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 18, 2026
Property Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013
Document Number	3063000939
Book / Page	3063 / 939
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013

Mortgage

Document Number	3063000939,
Date	Aug 18, 2026
Book Page	3063/939

Lender

Name	AMERIS BANK

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 1, 2029

Interest

Max Rate	-1%

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002307/589
Date	Aug 27, 2015
Book Page	2307/589
Instrument	007020

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2020

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013

Mortgage

Document Number	0000002975/0000000614
Date	May 29, 2025
Book Page	0000002975/0000000614

Lender

Name	CMG MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 8, 2022
Property Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013
Document Number	002768/618
Book / Page	2768 / 618
Instrument Date	Mar 8, 2022
Instrument	2022-000619
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 COURTHOUSE RD, GUYTON, GA 31312-5013

Mortgage

Document Number	0000002381
Date	Mar 8, 2022
Instrument	002381

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,822 (+26.71%) Land $105,985 Building $66,837	$432,057 (+26.71%) Land $264,963 Building $167,094
2025	$4,462.00 (+4.77%)	$136,392 (+21.62%) Land $69,554 Building $66,838	$340,978 (+21.62%) Land $173,884 Building $167,094
2024	$4,259.00 (+94.39%)	$112,147 (+64.78%) Land $56,185 Building $55,962	$280,368 (+64.78%) Land $140,462 Building $139,906
2023	$2,191.00 (-2.75%)	$68,058 (+2.9%) Land $21,226 Building $46,832	$170,145 (+2.9%) Land $53,065 Building $117,080
2022	$2,253.00	$66,138 Land $19,306 Building $46,832	$165,345 Land $48,265 Building $117,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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