Montgomery County property record for 2540 Countryside Dr, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,270 sqft · built 1985 |
| Lot Size | 0.261 acres (11,358 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,600 (Jun 2005) |
| Tax Bill | $5,978 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02416474 |
| Primary APN | 05-02416474 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| Gross Area | 3,627 sqft |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,358 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02416474 |
|---|---|
| Street Address | 2540 COUNTRYSIDE DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-4573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HARDING SUB |
| Legal Subdivision | HARDINGS SUB |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 701414 |
Source: Montgomery County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L |
| Oct 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Oct 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Oct 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2005 · Amount on Record |
| Deed Sale | Jun 13, 2005 · Amount on Record |
| Prior Sale | Nov 6, 2002 · Amount on Record |
| Deed Document Number | 200518903 |
| Deed Book / Page | 30057 / 436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 25, 2026 |
| Property Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Document Number | 7096000426 |
| Book / Page | 70965 / 426 |
| Instrument Date | Sep 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Document Number | 7096000426, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 70965/426 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Oct 1, 2047 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Document Number | 0674460431 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 67446/431 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RESEARCH TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0550540041 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 55054/041 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2540 COUNTRYSIDE DR, SILVER SPRING, MD 20905-4573 |
| Document Number | 0642090261 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 64209/261 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,700 (+6.7%) Land $257,500 Building $311,200 | $568,700 (-) Land $257,500 Building $311,200 | |
| 2025 | $5,978.00 (+25.4%) | $533,000 (+15.47%) | $568,700 (+23.2%) Land $257,500 Building $311,200 |
| 2023 | $461,600 Land $257,500 Building $204,100 | $461,600 Land $257,500 Building $204,100 | |
| 2022 | $4,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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