2540 Commerce Rd, Athens, GA 30607 Property Records

Athens-Clarke County Unified Government property record for 2540 Commerce Rd, Athens, GA 30607

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,298 sqft · built 1919
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (May 2012)
Tax Bill$1,759 (2025)
Deeds & MortgagesJan 2018 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-1--012

Property Details

APN / Parcel Number

Primary APN15-1--012
Alternative APNs
  • 151 12
  • 13308

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,298 sqft Heated Area
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1980
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area60,113 sqft (1.38 acres)

Exterior Amenities

PorchSlab
Porch Area1,175 sqft
Canopy195 sqft
Greenhouse440 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number13308
Street Address2540 COMMERCE RD
CityATHENS
StateGA
Zip30607-1034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-R
Legal DescriptionDEEDED ACS: 1.60
Legal SubdivisionRES-ST-030->00-03
JurisdictionCLARKE GA
Township / Civil DivisionWINTERVILLE
Census Block Group1
Census Block1014
Census Tract140300

Owner

Source: Athens-Clarke County Unified Government records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2540 COMMERCE RD, ATHENS, GA 30607-1034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BONDING CO LLC
Jan 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BONDING CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2012 · Amount on Record
Deed SaleMay 3, 2012 · Amount on Record
Prior SaleAug 23, 1996
Deed Document Number20121296
Deed Book / Page3939 / 398
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address2540 COMMERCE RD, ATHENS, GA 30607-1034
Document Number0046680302
Instrument DateJan 8, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046680302
DateJan 8, 2018
Book Page004668/000302
Lender
NameLIBERTY BONDING CO LLC
Address231 DICKSON DR, DANIELSVILLE, GA 30633-3210
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address2540 COMMERCE RD, ATHENS, GA 30607-1034
Document Number0046680431
Instrument DateJan 8, 2018
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 COMMERCE RD ATHENS GA 306071034, ATHENS, GA 30607-1034

Mortgage

Document Number0046680431
DateJan 9, 2018
Book Page004668/000431
Lender
NameLIBERTY BONDING CO LLC
Address231 DICKSON DR, DANIELSVILLE, GA 30633-3210
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Athens-Clarke County Unified Government assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAthens-Clarke County Unified Government
Unified School DistrictClarke County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,759.00 (-11.39%) Homeowner's exemption Senior Citizen's exemption$73,110 (+15.1%) Land $12,000 Building $61,110$182,776 (+15.1%) Land $30,000 Building $152,776
2023$1,985.00 (+1.22%)$63,519 (+3.32%) Land $9,384 Building $54,135$158,798 (+3.33%) Land $23,460 Building $135,338
2022$1,961.00$61,475 Land $9,384 Building $52,091$153,687 Land $23,460 Building $130,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS-CLARKE CO WATER SYSTEM
serves 125,000 people · EPA ID GA0590000
Water SourceSurface water
Last State InspectionFeb 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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