2540 Clover Creek St, Redding, CA 96002 Property Records

Shasta County property record for 2540 Clover Creek St, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Dec 2024)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-230-025-000`

Property Details

APN / Parcel Number

Primary APN	`109-230-025-000`
Alternative APN	`10923025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	109230025000
Street Address	2540 CLOVER CREEK ST
City	REDDING
State	CA
Zip	96002-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FOREST HILLS RANCHETTES II
Legal Lot Number	3
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	4
Census Block	4011
Census Tract	11300

Owner

2540 Clover Creek St is owned and occupied by an individual who bought it in December 2024.

Source: Shasta County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2540 CLOVER CREEK ST, REDDING, CA 96002-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Grant Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Apr 12, 2022 · Amount on File
Deed Document Number	202427665
Prior Transfer Date	Dec 21, 2001
Prior Transfer Doc	0000055244
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Apr 12, 2022
Property Address	2540 CLOVER CREEK ST, REDDING, CA 96002-1558
Document Number	0000011778
Map Reference	MB 22 PG 16
Instrument Date	Apr 8, 2022
Instrument	2022-0011778
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3505 BRIDGER DR, REDDING, CA 96002-2369

Mortgage

Document Number	0000011779
Date	Apr 12, 2022
Instrument	2022-0011779

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	2540 CLOVER CREEK ST, REDDING, CA 96002-1558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 CLOVER CREEK ST, REDDING, CA 96002-1558

Mortgage

Document Number	0000001292
Date	Jan 13, 2021
Instrument	2021-0001292

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	2540 CLOVER CREEK ST, REDDING, CA 96002-1558
Document Number	0000028616
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 CLOVER CREEK ST REDDING CA 960021558, REDDING, CA 96002-1558

Mortgage

Document Number	0000028616
Date	Sep 27, 2019
Instrument	28616

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2540 Clover Creek St was $4,287.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Enterprise Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,698 (+2%) Land $51,000 Building $346,698
2025	$4,287.00	$389,900 Land $50,000 Building $339,900
2023	$4,222.00 (+68.27%)	$379,950 Land $56,100 Building $323,850
2022	$2,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2540 Clover Creek St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 Clover Creek St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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