2540 Charlack Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 2540 Charlack Ave, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.352 acres (15,348 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Jun 2020)
Tax Bill$5,734 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-06.0-358-001

Property Details

APN / Parcel Number

Primary APN22-06.0-358-001
Alternative APN
  • 22060358001 (CHECK DIGIT = 0)

Exterior

Lot Area15,348 sqft (0.352 acres)

Location & Zoning

Account Number22060358001
Street Address2540 CHARLACK AVE
CitySPRINGFIELD
StateIL
Zip62704-4169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 222 COLONY PARK EST 4TH ADDN
Legal SubdivisionCOLONY PARK ESTATE
Legal Lot Number222
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1025
Census Tract2001

Owner

Source: Sangamon County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 15, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 15, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleMar 2, 2016
Deed Document Number202014024
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R11523
DateMay 9, 2017
Instrument2017R11523
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2032
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R14025
DateJun 15, 2020
Instrument2020R14025
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 15, 2020
Property Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Document Number2020R14024
Instrument DateJun 10, 2020
Instrument2020R14024
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169

Mortgage

Document Number2020R14025
DateJun 15, 2020
Instrument2020R14025
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 15, 2020
Property Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169
Document Number2020R14024
Instrument DateJun 10, 2020
Instrument2020R14024
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2540 CHARLACK AVE, SPRINGFIELD, IL 62704-4169

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,734.00 (+14.84%)$76,829 (+24.48%) Land $19,709 Building $57,120$230,487 (+24.48%) Land $59,127 Building $171,360
2022$4,993.00 Homeowner's exemption$61,720 Land $15,927 Building $45,793$185,160 Land $47,781 Building $137,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2019–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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