Osceola County property record for 2540 Bulrush Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,953 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $273,828 (2019) |
| Tax Bill | $3,942.00 (2025) |
| Primary APN | 112630010700010400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,953 sqft Heated Area |
| Gross Area | 2,442 sqft Gross Area |
| 1st Floor | 1,953 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 48 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2540 BULRUSH DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK CROSSINGS PB 27 PGS 135-136 LOT 40 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | CANOE CREEK CROSSINGS |
| Legal Tract | 107 |
| Legal Lot Number | 40 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2057 |
| Census Tract | 43303 |
Source: Osceola County records · APN 112630010700010400
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2540 BULRUSH DR, SAINT CLOUD, FL 34769-6416 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Mar 03, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage APEX HOME LOANS INC |
| Dec 11, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage KBHS HM LNS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on Record |
| Deed Sale | Dec 11, 2019 · Amount on Record |
| Deed Doc Number | 2019160700 |
| Deed Book / Page | 5638 / 2670 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2540 BULRUSH DR, SAINT CLOUD, FL 34769-6416 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2540 BULRUSH DR, SAINT CLOUD, FL 34769-6416 |
| Document Number | 0062821671 |
|---|---|
| Date | Sep 08, 2022 |
| Book Page | 6282/1671 |
| Instrument | 2022136823 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2540 BULRUSH DR, SAINT CLOUD, FL 34769-6416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2540 BULRUSH DR, SAINT CLOUD, FL 34769-6416 |
| Document Number | 0059032169 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 5903/2169 |
| Instrument | 2021031658 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 11, 2019 |
| Property Address | 2540 BULRUSH DR, SAINT CLOUD, FL 34769-6416 |
| Document Number | 0056382670 |
| Book / Page | 005638 / 002670 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 160700 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,916.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2540 BULRUSH DR ST CLOUD FL 347696416, ST CLOUD, FL 34769-6416 |
| Document Number | 56382672 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 005638/002672 |
| Instrument | 160701 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,942.00 (+6.2%) Homeowner's exemption | $263,146 (+5.99%) | $332,700 (+11.16%) Land $65,000 Building $267,700 |
| 2023 | $3,712.00 (+3.57%) Homeowner's exemption | $248,282 (+3%) | $299,300 (+14.46%) Land $48,000 Building $251,300 |
| 2022 | $3,584.00 Homeowner's exemption | $241,051 | $261,500 Land $48,000 Building $213,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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