2540 Albert Rill Rd, Westminster, MD 21157 Property Records

Carroll County property record for 2540 Albert Rill Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,126 sqft · built 2006
Lot Size	1.52 acres (66,603 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (May 2016)
Tax Bill	$7,073 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-068928`

Property Details

APN / Parcel Number

Primary APN	`06-068928`
Alternative APN	`068928`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,126 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	66,603 sqft (1.52 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	880 sqft
Porch	Slab
Porch Area	422 sqft
Shed	1 Shed
Shed Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	068928
Street Address	2540 ALBERT RILL RD
City	WESTMINSTER
State	MD
Zip	21157-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 4 -1.5286 ACS 2540 ALBERT RILL RD 48-9 VIOLET HILL SC 2
Legal Subdivision	VIOLET HILL
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1000
Census Tract	506102

Owner

2540 Albert Rill Rd is owned and occupied by two individuals who acquired it in February 2017.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2540 ALBERT RILL RD, WESTMINSTER, MD 21157-3453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 3, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Book / Page	8325 / 315
Last Transfer Date	Feb 22, 2017
Transfer Doc	0086280400
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2540 ALBERT RILL RD, WESTMINSTER, MD 21157-3453
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 SANDY SPRING RD, LAUREL, MD 20707-3589

Mortgage

Document Number	0109760122
Date	Feb 7, 2023
Book Page	10976/122

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2540 ALBERT RILL RD, WESTMINSTER, MD 21157-3453
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104520300
Date	Sep 15, 2021
Book Page	10452/300

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2540 ALBERT RILL RD, WESTMINSTER, MD 21157-3453
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106030377
Date	Dec 16, 2021
Book Page	10603/377

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2540 ALBERT RILL RD, WESTMINSTER, MD 21157-3453
Document Number	0095690021
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2540 ALBERT RILL RD WESTMINSTER MD 211573453, WESTMINSTER, MD 21157-3453

Mortgage

Document Number	0095690021
Date	Feb 13, 2020
Book Page	009569/000021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 3, 2017
Property Address	2540 ALBERT RILL RD, WESTMINSTER, MD 21157-3453
Document Number	0086280400
Book / Page	008628 / 000400
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2540 ALBERT RILL RD WESTMINSTER MD 211573453, WESTMINSTER, MD 21157-3453

Mortgage

Document Number	86280405
Date	Mar 3, 2017
Book Page	008628/000405

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2540 Albert Rill Rd was $7,073, up 1.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,073.00 (+1.42%)	$626,300 (+1.44%)	$644,100 (+4.32%) Land $145,200 Building $498,900
2025	$6,974.00	$617,400 Land $135,200 Building $482,200	$617,400 Land $135,200 Building $482,200
2023	$5,465.00	$483,667	$617,400 Land $135,200 Building $482,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2540 Albert Rill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 Albert Rill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, T-Mobile.

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