2540 120th St, Rock Rapids, IA 51246 Property Records

Lyon County property record for 2540 120th St, Rock Rapids, IA 51246

Property Summary

Property Type	Rural Home
Details	1 ba · 1,734 sqft · built 1915
Lot Size	160 acres (6,969,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,676 (2025)
Deeds & Mortgages	Aug 2021 Transfer Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060001610300000`

Property Details

APN / Parcel Number

Primary APN	`060001610300000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,969,600 sqft (160 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Shed	1 Shed
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2540 120TH ST
City	ROCK RAPIDS
State	IA
Zip	51246-4010
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW 1/4
Legal Range	46W
Legal Township	100
Legal Section	16
Jurisdiction	LYON IA
Township / Civil Division	ALLISON
Census Block Group	1
Census Block	1014
Census Tract	950300

Owner

Source: Lyon County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2540 120TH ST, ROCK RAPIDS, IA 51246-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Intrafamily Transfer, Transfer
Dec 22, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2021
Transfer Doc	02021/2626
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON IA
Recording Date	Aug 25, 2021
Property Address	2540 120TH ST, ROCK RAPIDS, IA 51246-4010
Document Number	02021/2626
Book / Page	2021 / 2626
Instrument Date	Aug 18, 2021
Instrument	2021 2626
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2540 120TH ST, ROCK RAPIDS, IA 51246-4010

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON IA
Recording Date	Dec 22, 2020
Property Address	2540 120TH ST, ROCK RAPIDS, IA 51246-4010
Document Number	02020/3719
Book / Page	2020 / 3719
Instrument Date	Dec 16, 2020
Instrument	2020 3719
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 120TH ST, ROCK RAPIDS, IA 51246-4010

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Unified School District	West Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,676.00 Homeowner's exemption	$521,320 (+22.16%) Land $359,780 Building $161,540	$521,320 (+22.16%) Land $359,780 Building $161,540
2024	$5,676.00 (+24.09%)
2023		$426,760 (+37.84%) Land $299,340 Building $127,420	$426,760 (+37.84%) Land $299,340 Building $127,420
2022	$4,574.00 Homeowner's exemption Additional exemption filed	$309,610 Land $220,430 Building $89,180
2021			$309,610 Land $220,430 Building $89,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000

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