Middlesex County and Dracut Town property record for 254 Willard St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,601 sqft · built 1933 |
| Lot Size | 0.491 acres (21,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Sep 2022) |
| Tax Bill | $4,932 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:52 L:83 |
| Primary APN | DRAC M:52 L:83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,601 sqft Living Area |
| Gross Area | 3,174 sqft |
| 1st Floor Area | 893 sqft |
| Basement Area | 965 sqft |
| Unfinished Basement | 689 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,400 sqft (0.491 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 343510 |
|---|---|
| Street Address | 254 WILLARD ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 83 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 314301 |
254 Willard St is owned and occupied by an individual who bought it in September 2022.
Source: Middlesex County and Dracut Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 254 WILLARD ST, DRACUT, MA 01826-5031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 1, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Feb 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 202237280 |
| Deed Book / Page | 37348 / 282 |
| Prior Transfer Date | Aug 31, 2022 |
| Prior Transfer Doc | 037348-282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Oct 2, 2026 |
| Property Address | 254 WILLARD ST, DRACUT, MA 01826-5031 |
| Document Number | 0000032882 |
| Book / Page | 40392 / 117 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202632882 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 254 WILLARD ST, DRACUT, MA 01826-5031 |
| Document Number | 0000032882, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 40392/117 |
| Instrument | 202632882 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Sep 1, 2022 |
| Property Address | 254 WILLARD ST, DRACUT, MA 01826-5031 |
| Document Number | 037348-282 |
| Book / Page | 37348 / 282 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 37280 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 254 WILLARD ST, DRACUT, MA 01826-5031 |
| Document Number | 0000037281 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 37281 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Feb 28, 2020 |
| Property Address | 254 WILLARD ST, DRACUT, MA 01826-5031 |
| Document Number | 33874-246 |
| Book / Page | 033874 / 000246 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 8901 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 254 WILLARD ST DRACUT MA 018265031, DRACUT, MA 01826-5031 |
The 2026 property tax bill for 254 Willard St was $4,932, up 5.3% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,932.00 (+5.27%) | $510,000 (+10.17%) Land $226,800 Building $283,200 | $514,805 (-) |
| 2025 | $4,685.00 (+0.77%) | $462,900 (+4.05%) Land $208,000 Building $254,900 | $514,805 (+7.8%) |
| 2024 | $4,649.00 (+4.28%) | $444,900 (+15.56%) Land $198,100 Building $246,800 | $477,565 |
| 2023 | $4,458.00 | $385,000 Land $172,300 Building $212,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 254 Willard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 254 Willard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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