254 Warnerville Cut Off, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 254 Warnerville Cut Off, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,596 sqft · built 1976
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Last Sale$114,400 (Apr 2018)
Tax Bill$5,505 (2025)
Deeds & MortgagesApr 2018 Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN434089 67.-4-23

Property Details

APN / Parcel Number

Primary APN434089 67.-4-23
Alternative APNs
  • 408906700000040230000000
  • 505J175023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area1,064 sqft
Upper Floors Area532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions320 ft deep x 110 ft wide
Garage TypeBasement
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number505J175023
Street Address254 WARNERVILLE CUT OFF
CityCOBLESKILL
StateNY
Zip12043-7315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number23.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionRICHMONDVILLE
Census Block Group3
Census Block3006
Census Tract740500

Owner

Source: Schoharie County and Richmondville Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address254 WARNERVILLE CUT OFF, COBLESKILL, NY 12043-7315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2018Deed of Trust, Mortgage
USAA FEDERAL SAVINGS BANK
Apr 4, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Deed Document Number2018738990
Deed Book / Page1067 / 32
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address254 WARNERVILLE CUT OFF, COBLESKILL, NY 12043-7315
Transaction TypeMortgage
Record UpdatedMay 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001798/0000000287
DateApr 4, 2018
Book Page0000001798/0000000287
Instrument000000738991
Lender
NameUSAA FEDERAL SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term357 Months
DueJan 1, 2048

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateApr 4, 2018
Property Address254 WARNERVILLE CUT OFF, COBLESKILL, NY 12043-7315
Document Number001067/032
Book / Page1067 / 032
Instrument DateMar 22, 2018
Instrument000000738990
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address773 E MAIN ST, COBLESKILL, NY 12043-5004

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionRichmondville Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,505.00 (+6.87%)$135,660 (-) Land $20,349 Building $115,311$218,806 (+16.77%) Land $32,821 Building $185,985
2023$135,660 Land $20,349 Building $115,311$187,376 Land $28,106 Building $159,270
2020$5,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2006–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimJun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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