254 W 40th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 254 W 40th Ave, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,570 sqft · built 1953
Lot Size0.116 acres (5,046 sqft)
Owner2 Trust Names on File
Last Sale$2,060,000 (Apr 2025)
Tax Bill$2,577 (2025)
Deeds & MortgagesJun 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN042-221-090

Property Details

APN / Parcel Number

Primary APN042-221-090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,570 sqft Living Area
Gross Area2,410 sqft
1st Floor Area1,570 sqft
Basement Area840 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area5,046 sqft (0.116 acres)
Lot Dimensions95 ft deep x 53 ft wide
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address254 W 40TH AVE
CitySAN MATEO
StateCA
Zip94403-4350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 9 BLOCK 11 SAN MATEO KNOLLS RSM 22/8 9 CITY OF SAN MATEO
Legal SubdivisionSAN MATEO KNOLLS
Legal Block11
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2000
Census Tract607100

Owner

254 W 40th Ave is held in a trust since April 2025.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address58 W 40TH AVE, SAN MATEO, CA 94403-4515
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2025 · Amount on File
Deed SaleApr 17, 2025 · Amount on File
Deed Document Number202518584
Prior Transfer DateJan 15, 2002
Prior Transfer Doc0000053490
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address254 W 40TH AVE, SAN MATEO, CA 94403-4350
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 W 40TH AVE, SAN MATEO, CA 94403-4350

Mortgage

Document Number0000050441
DateJun 27, 2022
Instrument2022-050441
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.96%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.96%

Tax Assessment & Valuation

The 2025 property tax bill for 254 W 40th Ave was $2,577.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,101,200 (+1,451.7%) Land $1,428,000 Building $673,200
2025$2,577.00$135,413 Land $34,250 Building $101,163
2023$2,558.00 (+5.57%)$130,157 Land $32,921 Building $97,236$1,796,220
2022$2,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 254 W 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 254 W 40th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

Nearby Properties on W 40th Ave

Nearby Streets

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