Haywood County property record for 254 Union Dr, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2008 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Jul 2025) |
| Tax Bill | $1,536 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8654-75-4054 |
| Primary APN | 8654-75-4054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 1,815 sqft |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Lot Area | 59,242 sqft (1.36 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288861 |
|---|---|
| Street Address | 254 UNION DR |
| City | CANTON |
| State | NC |
| Zip | 28716-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 254 UNION DR |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | EAST FORK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 921302 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 10, 2023 | Warranty Deed, Transfer |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 20255546 |
| Deed Book / Page | 1132 / 44 |
| Prior Transfer Date | Jun 10, 2008 |
| Prior Transfer Doc | 0007391767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Document Number | 0010800854 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 1080/854 |
| Instrument | 2023000823 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jan 10, 2023 |
| Property Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Document Number | 0010790556 |
| Book / Page | 1079 / 556 |
| Map Reference | CAB C SL 3799 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2023000237 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Name | Verified Name |
|---|---|
| Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010491772 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 1049/1772 |
| Instrument | 2021014933 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Dec 11, 2017 |
| Property Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Document Number | 0009420708 |
| Book / Page | 942 / 0708 |
| Map Reference | CAB C SL3799 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 2017011422 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 254 UNION DR, CANTON, NC 28716-5204 |
| Document Number | 2017011423 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017011423 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,900 (-) Land $24,500 Building $187,400 | ||
| 2025 | $1,536.00 | $211,900 (-) Land $24,500 Building $187,400 | $211,900 (-) Land $24,500 Building $187,400 |
| 2023 | $211,900 Land $24,500 Building $187,400 | $211,900 (-) Land $24,500 Building $187,400 | |
| 2021 | $211,900 Land $24,500 Building $187,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 50 (2004–2024) |
| Claims Outside the SFHA | 12 of 50 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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