Claiborne County property record for 254 Tower St, Harrogate, TN 37752
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,971 sqft · built 1974 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Apr 2026) |
| Tax Bill | $1,095 (2024) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015K A 00300 |
| Primary APN | 015K A 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,811 sqft |
| Basement Area | 160 sqft |
| Finished Basement | 160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 150 ft deep x 112 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 615 sqft |
| Patio Area | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 254 TOWER ST |
|---|---|
| City | HARROGATE |
| State | TN |
| Zip | 37752-8047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, LOTS 25-28 & PT 29, COUNTY AREA: H02 |
| Legal Subdivision | CLAIBORNE DEVELOPERS |
| Legal Block | A |
| Legal Lot Number | SEE |
| Jurisdiction | CLAIBORNE TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 970200 |
Source: Claiborne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 254 TOWER ST, HARROGATE, TN 37752-8047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer PARAMOUNT LAND TITLE |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Jun 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Jun 15, 2018 · Amount on Record |
| Deed Document Number | 202620433 |
| Deed Book / Page | 1707 / 124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Recording Date | Apr 14, 2026 |
| Property Address | 254 TOWER ST, HARROGATE, TN 37752-8047 |
| Document Number | 0000020433 |
| Book / Page | 1707 / 124 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202620433 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | PARAMOUNT LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $97,162.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 TOWER ST, HARROGATE, TN 37752-8047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 254 TOWER ST, HARROGATE, TN 37752-8047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1567672 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 1567/672 |
| Instrument | 21006622 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Recording Date | Jun 15, 2018 |
| Property Address | 254 TOWER ST, HARROGATE, TN 37752-8047 |
| Document Number | 1498641 |
| Book / Page | 001498 / 000641 |
| Instrument Date | May 31, 2018 |
| Instrument | 1964 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $601.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 TOWER ST HARROGATE TN 377528047, HARROGATE, TN 37752-8047 |
| Document Number | 1498642 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 001498/000642 |
| Instrument | 1965 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
Source: Claiborne County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Claiborne County |
| Municipality | Harrogate City |
| Unified School District | Claiborne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,775 (-) Land $3,625 Building $43,150 | ||
| 2024 | $1,095.00 (+16.99%) | ||
| 2022 | $936.00 | $46,775 Land $3,625 Building $43,150 | $187,100 Land $14,500 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1991–1998) |
| Most Recent Claim | May 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Point Broadband Fiber | 1,000 / 1,000 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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