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254 Stellar Night Dr, Morehead, KY 40351 Property Records

Rowan County property record for 254 Stellar Night Dr, Morehead, KY 40351 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$275,000 (May 2024)
Tax Bill$2,301 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2024 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-00 00 020.08

Property Details

APN / Parcel Number

Primary APN031-00 00 020.08
Alternative APNs
  • 2454
  • 2486
  • 4884

Location & Zoning

Account Number4884
Street Address254 STELLAR NIGHT DR
CityMOREHEAD
StateKY
Zip40351-7705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT 4 & 5A 031-00 00 020.09
Legal SubdivisionSUMMER WOODS
Legal Lot Number4,5A
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group4
Census Block4008
Census Tract950100

Owner

Source: Rowan County records · APN 031-00 00 020.08

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address254 STELLAR NIGHT DR, MOREHEAD, KY 40351-7705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
May 29, 2024Deed, Construction Loan · Construction Mortgage
THE CITIZENS BANK
Aug 31, 2018Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2024 · Amount on Record
Deed SaleMay 29, 2024 · Amount on Record
Prior SaleAug 31, 2018 · Amount on Record
Deed Document Number2030173
Deed Book / PageD291 / 810
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address254 STELLAR NIGHT DR, MOREHEAD, KY 40351-7705
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00A425/730
DateNov 03, 2020
Book PageA425/730
Instrument2007087
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2040

May 2024: Deed, Construction Loan

Document TypeDeed
JurisdictionROWAN KY
Recording DateMay 29, 2024
Property Address254 STELLAR NIGHT DR, MOREHEAD, KY 40351-7705
Document Number00D291/810
Book / PageD291 / 810
Map ReferenceCAB 1 SL 552
Instrument DateMay 24, 2024
Instrument2030173
Transaction TypeConstruction Loan
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address254 STELLAR NIGHT DR, MOREHEAD, KY 40351-7705

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 STELLAR NIGHT DR, MOREHEAD, KY 40351-7705

Mortgage

Document Number0002030174
DateMay 29, 2024
Instrument2030174
Lender
NameTHE CITIZENS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueMay 24, 2034

August 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateAug 31, 2018
Property Address254 STELLAR NIGHT DR, MOREHEAD, KY 40351-7705
Document Number00D269/160
Book / PageD269 / 160
Map ReferenceCAB1 SL552
Instrument DateAug 29, 2018
Instrument411116
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$217.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3399 US HIGHWAY 60 E, MOREHEAD, KY 40351-8669

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 S 5TH ST, PULASKI, TN 38478-3706
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,301.00 (+24.18%)$275,000 (+26.44%) Land $25,000 Building $250,000$275,000 (+26.44%) Land $25,000 Building $250,000
2023$1,853.00$217,500 Land $25,000 Building $192,500$217,500 Land $25,000 Building $192,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 67% of Kentucky
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupDSL200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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